Analysis
Western Carolina's math program generates concerning earnings despite reasonable debt levels. Graduates earn just $34,802 in their first year—landing in the bottom 5th percentile nationally and below the NC state median by $6,000. While the debt load of $27,000 isn't catastrophic, that 0.78 debt-to-earnings ratio means graduates carry nearly 10 months of income in student loans, substantially higher than what typical math majors face elsewhere.
The modest 9% earnings growth to $37,809 by year four suggests this program isn't positioning graduates for quantitative careers that typically pay math majors well. For context, UNC Charlotte's math graduates—at a similar public university with a comparable cost structure—earn $42,740 initially, and NC State's start at $43,585. Even the state median of $40,888 sits $6,000 above Western Carolina's fourth-year figure, suggesting students might find better value at other NC public universities.
The small sample size (under 30 graduates) is crucial here—these numbers could reflect a few graduates pursuing low-paying teaching positions or graduate school rather than industry roles. Still, parents should recognize that even at the 40th percentile statewide, this program trails most North Carolina alternatives. If your student plans to teach, these earnings might align with expectations. Otherwise, NC State or UNC Charlotte offer clearer paths to careers where a math degree typically pays off.
Where Western Carolina University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How Western Carolina University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Western Carolina University | $34,802 | $37,809 | +9% |
| Duke University | $121,088 | $99,927 | -17% |
| University of North Carolina at Chapel Hill | $53,402 | $87,301 | +63% |
| University of North Carolina at Charlotte | $42,740 | $57,150 | +34% |
| East Carolina University | $40,888 | $50,943 | +25% |
Compare to Similar Programs in North Carolina
Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $4,532 | $34,802 | $37,809 | $27,000 | 0.78 | |
| $65,805 | $121,088 | $99,927 | $13,000 | 0.11 | |
| $8,989 | $53,402 | $87,301 | $14,500 | 0.27 | |
| $8,895 | $43,585 | — | $21,256 | 0.49 | |
| $7,214 | $42,740 | $57,150 | $25,000 | 0.58 | |
| $7,361 | $40,888 | $50,943 | $21,500 | 0.53 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Carolina University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 26 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.