Median Earnings (1yr)
$34,802
5th percentile
40th percentile in North Carolina
Median Debt
$27,000
26% above national median

Analysis

Western Carolina's math program generates concerning earnings despite reasonable debt levels. Graduates earn just $34,802 in their first year—landing in the bottom 5th percentile nationally and below the NC state median by $6,000. While the debt load of $27,000 isn't catastrophic, that 0.78 debt-to-earnings ratio means graduates carry nearly 10 months of income in student loans, substantially higher than what typical math majors face elsewhere.

The modest 9% earnings growth to $37,809 by year four suggests this program isn't positioning graduates for quantitative careers that typically pay math majors well. For context, UNC Charlotte's math graduates—at a similar public university with a comparable cost structure—earn $42,740 initially, and NC State's start at $43,585. Even the state median of $40,888 sits $6,000 above Western Carolina's fourth-year figure, suggesting students might find better value at other NC public universities.

The small sample size (under 30 graduates) is crucial here—these numbers could reflect a few graduates pursuing low-paying teaching positions or graduate school rather than industry roles. Still, parents should recognize that even at the 40th percentile statewide, this program trails most North Carolina alternatives. If your student plans to teach, these earnings might align with expectations. Otherwise, NC State or UNC Charlotte offer clearer paths to careers where a math degree typically pays off.

Where Western Carolina University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Distribution

How Western Carolina University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Western Carolina University$34,802$37,809+9%
Duke University$121,088$99,927-17%
University of North Carolina at Chapel Hill$53,402$87,301+63%
University of North Carolina at Charlotte$42,740$57,150+34%
East Carolina University$40,888$50,943+25%

Compare to Similar Programs in North Carolina

Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Western Carolina UniversityCullowhee$4,532$34,802$37,809$27,0000.78
Duke UniversityDurham$65,805$121,088$99,927$13,0000.11
University of North Carolina at Chapel HillChapel Hill$8,989$53,402$87,301$14,5000.27
North Carolina State University at RaleighRaleigh$8,895$43,585—$21,2560.49
University of North Carolina at CharlotteCharlotte$7,214$42,740$57,150$25,0000.58
East Carolina UniversityGreenville$7,361$40,888$50,943$21,5000.53
National Median—$48,772—$21,5000.44

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Carolina University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.