Median Earnings (1yr)
$41,085
13th percentile (25th in MA)
Median Debt
$25,000
10% above national median
Debt-to-Earnings
0.61
Manageable
Sample Size
44
Adequate data

Analysis

Westfield State's economics program starts slow but accelerates impressively—graduates earn $41,085 initially, then jump to nearly $60,000 four years out, a 45% gain that outpaces typical career trajectories. The catch? That first year sits well below both the national median ($51,722) and Massachusetts median ($57,299), ranking in just the 25th percentile among Bay State economics programs. With elite alternatives like Harvard and Amherst in the same state market, Westfield graduates face meaningful competition early on.

The $25,000 debt load is exactly average for Massachusetts economics programs and slightly above the national median, translating to a manageable 0.61 ratio to first-year earnings. This isn't a debt crisis scenario, but the combination of below-average starting salary and moderate debt means your child would likely need to live frugally that first year or two. The strong earnings growth suggests the degree builds valuable skills, though it's unclear why the market initially undervalues these graduates compared to peers.

For families prioritizing affordability at a public institution with reasonable debt, this works—especially if your child can weather a modest start. But if they're competitive for UMass Amherst or the state's stronger private programs, those would likely deliver better immediate returns without dramatically different debt burdens.

Where Westfield State University Stands

Earnings vs. debt across all economics bachelors's programs nationally

Westfield State UniversityOther economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Westfield State University graduates compare to all programs nationally

Westfield State University graduates earn $41k, placing them in the 13th percentile of all economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Economics bachelors's programs at peer institutions in Massachusetts (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Westfield State University$41,085$59,639$25,0000.61
Harvard University$103,993$124,570$6,6170.06
Amherst College$90,568$127,636$16,6620.18
Wellesley College$86,367$91,749$11,1900.13
Williams College$80,888$115,082$12,9250.16
Tufts University$75,125$105,444$17,8500.24
National Median$51,722—$22,8160.44

Other Economics Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Harvard University
Cambridge
$59,076$103,993$6,617
Amherst College
Amherst
$67,280$90,568$16,662
Wellesley College
Wellesley
$64,320$86,367$11,190
Williams College
Williamstown
$64,860$80,888$12,925
Tufts University
Medford
$67,844$75,125$17,850

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 44 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.