Analysis
Xavier's psychology program charges premium tuition but delivers earnings that justify the investment. Starting at $35,245, graduates earn $4,500 more than the typical Ohio psychology graduate and outperform 79% of programs nationally. That's a meaningful edge in a field where many bachelor's holders struggle to break $30,000 in their first year. The $27,000 median debt sits slightly above state and national averages, but the debt-to-earnings ratio of 0.77 means graduates can realistically manage repayment—especially as earnings climb 19% to nearly $42,000 by year four.
Within Ohio's competitive landscape of 74 psychology programs, Xavier lands solidly in the middle tier by earnings. Schools like Kenyon and John Carroll edge ahead by $1,000-4,000 annually, but Xavier's stronger-than-national performance suggests the Jesuit university is doing something right in terms of career preparation or alumni networks. The 88% admission rate means this outcome is accessible to most applicants, not just top students.
For parents worried about psychology's reputation as a low-earning major, Xavier offers reassurance. Your child won't be rich, but they'll earn more than most psychology graduates while keeping debt manageable. That's about as good as it gets in this field without pursuing graduate school.
Where Xavier University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Xavier University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Xavier University | $35,245 | $41,856 | +19% |
| University of Dayton | $32,953 | $50,757 | +54% |
| Miami University-Middletown | $36,190 | $46,978 | +30% |
| Miami University-Hamilton | $36,190 | $46,978 | +30% |
| Miami University-Oxford | $36,190 | $46,978 | +30% |
Compare to Similar Programs in Ohio
Psychology bachelors's programs at peer institutions in Ohio (74 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $48,125 | $35,245 | $41,856 | $27,000 | 0.77 | |
| $69,330 | $39,203 | $42,073 | $19,000 | 0.48 | |
| $31,440 | $37,636 | $34,807 | $27,625 | 0.73 | |
| $49,100 | $36,602 | $43,225 | $27,000 | 0.74 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 37 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.