Median Earnings (1yr)
$35,245
79th percentile
60th percentile in Ohio
Median Debt
$27,000
6% above national median

Analysis

Xavier's psychology program charges premium tuition but delivers earnings that justify the investment. Starting at $35,245, graduates earn $4,500 more than the typical Ohio psychology graduate and outperform 79% of programs nationally. That's a meaningful edge in a field where many bachelor's holders struggle to break $30,000 in their first year. The $27,000 median debt sits slightly above state and national averages, but the debt-to-earnings ratio of 0.77 means graduates can realistically manage repayment—especially as earnings climb 19% to nearly $42,000 by year four.

Within Ohio's competitive landscape of 74 psychology programs, Xavier lands solidly in the middle tier by earnings. Schools like Kenyon and John Carroll edge ahead by $1,000-4,000 annually, but Xavier's stronger-than-national performance suggests the Jesuit university is doing something right in terms of career preparation or alumni networks. The 88% admission rate means this outcome is accessible to most applicants, not just top students.

For parents worried about psychology's reputation as a low-earning major, Xavier offers reassurance. Your child won't be rich, but they'll earn more than most psychology graduates while keeping debt manageable. That's about as good as it gets in this field without pursuing graduate school.

Where Xavier University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Xavier University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Xavier University$35,245$41,856+19%
University of Dayton$32,953$50,757+54%
Miami University-Middletown$36,190$46,978+30%
Miami University-Hamilton$36,190$46,978+30%
Miami University-Oxford$36,190$46,978+30%

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Xavier UniversityCincinnati$48,125$35,245$41,856$27,0000.77
Kenyon CollegeGambier$69,330$39,203$42,073$19,0000.48
Muskingum UniversityNew Concord$31,440$37,636$34,807$27,6250.73
John Carroll UniversityUniversity Heights$49,100$36,602$43,225$27,0000.74
Miami University-HamiltonHamilton$7,278$36,190$46,978$24,0940.67
Miami University-MiddletownMiddletown$7,278$36,190$46,978$24,0940.67
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.