Median Earnings (1yr)
$35,245
79th percentile (60th in OH)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.77
Manageable
Sample Size
37
Adequate data

Analysis

Xavier's psychology program charges premium tuition but delivers earnings that justify the investment. Starting at $35,245, graduates earn $4,500 more than the typical Ohio psychology graduate and outperform 79% of programs nationally. That's a meaningful edge in a field where many bachelor's holders struggle to break $30,000 in their first year. The $27,000 median debt sits slightly above state and national averages, but the debt-to-earnings ratio of 0.77 means graduates can realistically manage repayment—especially as earnings climb 19% to nearly $42,000 by year four.

Within Ohio's competitive landscape of 74 psychology programs, Xavier lands solidly in the middle tier by earnings. Schools like Kenyon and John Carroll edge ahead by $1,000-4,000 annually, but Xavier's stronger-than-national performance suggests the Jesuit university is doing something right in terms of career preparation or alumni networks. The 88% admission rate means this outcome is accessible to most applicants, not just top students.

For parents worried about psychology's reputation as a low-earning major, Xavier offers reassurance. Your child won't be rich, but they'll earn more than most psychology graduates while keeping debt manageable. That's about as good as it gets in this field without pursuing graduate school.

Where Xavier University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Xavier UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Xavier University graduates compare to all programs nationally

Xavier University graduates earn $35k, placing them in the 79th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Xavier University$35,245$41,856$27,0000.77
Kenyon College$39,203$42,073$19,0000.48
Muskingum University$37,636$34,807$27,6250.73
John Carroll University$36,602$43,225$27,0000.74
Miami University-Hamilton$36,190$46,978$24,0940.67
Miami University-Middletown$36,190$46,978$24,0940.67
National Median$31,482—$25,5000.81

Other Psychology Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kenyon College
Gambier
$69,330$39,203$19,000
Muskingum University
New Concord
$31,440$37,636$27,625
John Carroll University
University Heights
$49,100$36,602$27,000
Miami University-Hamilton
Hamilton
$7,278$36,190$24,094
Miami University-Middletown
Middletown
$7,278$36,190$24,094

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.