Psychology at Youngstown State University

Youngstown State's psychology program starts graduates at rock bottom—just $23,223 in the first year, landing in the 5th percentile nationally—but bounces back surprisingly quickly. By year four, earnings climb to $40,299, a 74% increase that actually exceeds Ohio's median for psychology programs. Among Ohio's 74 psychology programs, this ranks at the 25th percentile, meaning three-quarters of state programs deliver stronger initial outcomes, though the gap narrows considerably over time.

That initial year creates real hardship. With $24,250 in debt, graduates face debt payments roughly equal to their entire first-year salary—a period likely filled with retail jobs, unpaid internships, or graduate school applications. The question is whether your family can financially support your child through this vulnerable starting period while they build toward more stable employment.

The earnings trajectory suggests graduates eventually find their footing, possibly moving into social services, HR roles, or completing additional credentials. But parents should understand this isn't a program that launches careers quickly. If your child needs immediate financial independence after graduation, or if the family can't provide a safety net during those first lean years, this represents a risky investment despite the eventual recovery. Schools like Kenyon ($39,203) or John Carroll ($36,602) start graduates $13,000-$16,000 higher right out of the gate.