General Sales, Merchandising (Undergraduate Certificate or Diploma) at Albany Technical College

Est. Earnings (1yr)

$41,009

Est. from national median (8 programs)

Est. Median Debt

$20,500

Est. from national median (5 programs)

Analysis

A debt load of around $20,500 for a certificate program is substantial, particularly when comparable sales and merchandising programs nationally suggest first-year earnings in the low $40,000s. That puts graduates at a debt-to-earnings ratio of 0.50—meaning they'd owe roughly half their first year's salary. For context, certificate programs should ideally position students to enter the workforce quickly with minimal debt, but this estimated burden is closer to what you'd expect from a two-year degree.

The challenge with sales credentials is that many entry-level positions don't require formal education, so you're competing against candidates who entered the field debt-free. While some technical sales roles value structured training, peer programs across the country show considerable variation in outcomes—the top quarter of programs produce earnings around $57,500, suggesting that employer connections and local job markets matter enormously. With 62% of students here receiving Pell grants, many families would be taking on this debt with limited financial cushion.

Given that both the earnings and debt figures are estimates drawn from similar programs elsewhere, there's meaningful uncertainty about what Albany Tech graduates specifically experience. Before committing, press the school for job placement rates in the region and whether local employers actively recruit from this program—those details matter more than national averages when the actual outcomes aren't published.

Where Albany Technical College Stands

Earnings vs. debt across all general sales, merchandising certificate's programs nationally

Compare to Similar Programs Nationally

General Sales, Merchandising certificate's programs at top institutions nationally

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Albany Technical CollegeAlbany	$3,196	$41,009*	—	$20,500*	—
University of Missouri-ColumbiaColumbia	$14,130	$64,382*	—	$20,500*	0.32
Umpqua Community CollegeRoseburg	$5,909	$58,591*	—	$8,237*	0.14
Kent State University at KentKent	$12,846	$57,169*	—	$25,000*	0.44
North Dakota State University-Main CampusFargo	$10,857	$55,734*	—	$25,222*	0.45
Tacoma Community CollegeTacoma	$4,920	$26,283*	—	$15,412*	0.59
National Median	—	$41,008*	—	$20,500*	0.50

* Estimated from similar programs

Career Paths

Occupations commonly associated with general sales, merchandising graduates

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products

Sell goods for wholesalers or manufacturers where technical or scientific knowledge is required in such areas as biology, engineering, chemistry, and electronics, normally obtained from at least 2 years of postsecondary education.

$74,100/yrJobs growth:

Solar Sales Representatives and Assessors

Contact new or existing customers to determine their solar equipment needs, suggest systems or equipment, or estimate costs.

$74,100/yrJobs growth:

Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products

Sell goods for wholesalers or manufacturers to businesses or groups of individuals. Work requires substantial knowledge of items sold.

$74,100/yrJobs growth:

Advertising Sales Agents

Sell or solicit advertising space, time, or media in publications, signage, TV, radio, or Internet establishments or public spaces.

$61,460/yrJobs growth:High school diploma or equivalent

Travel Agents

Plan and sell transportation and accommodations for customers. Determine destination, modes of transportation, travel dates, costs, and accommodations required. May also describe, plan, and arrange itineraries and sell tour packages. May assist in resolving clients' travel problems.

$48,450/yrJobs growth:High school diploma or equivalent

Parts Salespersons

Sell spare and replacement parts and equipment in repair shop or parts store.

$34,730/yrJobs growth:No formal educational credential

Wholesale and Retail Buyers, Except Farm Products

Buy merchandise or commodities, other than farm products, for resale to consumers at the wholesale or retail level, including both durable and nondurable goods. Analyze past buying trends, sales records, price, and quality of merchandise to determine value and yield. Select, order, and authorize payment for merchandise according to contractual agreements. May conduct meetings with sales personnel and introduce new products. May negotiate contracts. Includes assistant wholesale and retail buyers of nonfarm products.

Purchasing Agents, Except Wholesale, Retail, and Farm Products

Purchase machinery, equipment, tools, parts, supplies, or services necessary for the operation of an establishment. Purchase raw or semifinished materials for manufacturing. May negotiate contracts.

First-Line Supervisors of Retail Sales Workers

Directly supervise and coordinate activities of retail sales workers in an establishment or department. Duties may include management functions, such as purchasing, budgeting, accounting, and personnel work, in addition to supervisory duties.

First-Line Supervisors of Non-Retail Sales Workers

Directly supervise and coordinate activities of sales workers other than retail sales workers. May perform duties such as budgeting, accounting, and personnel work, in addition to supervisory duties.

Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel

Sell services to individuals or businesses. May describe options or resolve client problems.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Albany Technical College, approximately 62% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.