Analysis
Is $25,000 in debt reasonable for a computer science degree that should launch graduates into a six-figure career? Based on comparable programs in Missouri, Calvary's outcomes appear solid but not exceptional—first-year earnings around $69,000 track closely with state averages and sit just shy of the national median for CS bachelor's programs. The debt-to-earnings ratio of 0.36 suggests manageable repayment, with graduates owing roughly four months of salary. That's competitive: nationally, CS graduates typically carry $23,000 in debt, making Calvary's estimated burden only slightly higher.
The challenge here is uncertainty. With too few graduates to generate actual data, we're relying on estimates from peer programs across Missouri—a state where CS outcomes vary dramatically. Washington University launches graduates at $110,000, while programs like UMKC produce earnings identical to Calvary's estimate. Without knowing where Calvary actually falls in that spectrum, you're making a bet on an untested program. The school's modest SAT scores and selective admission suggest it may not attract the same talent pipeline as Missouri's flagship universities, which could matter significantly in competitive tech recruiting.
If your child has admission offers from programs with proven track records—particularly UMSL or UMKC, which show similar earnings with established outcomes—those represent safer choices. Calvary might deliver comparable results, but there's simply no graduate data yet to confirm it.
Where Calvary University Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Missouri
Computer Science bachelors's programs at peer institutions in Missouri (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,692 | $69,239* | — | $25,000* | — | |
| $62,982 | $110,302* | — | $15,500* | 0.14 | |
| $13,440 | $72,810* | $82,631 | $24,736* | 0.34 | |
| $30,730 | $70,400* | $79,651 | —* | — | |
| $53,244 | $69,849* | — | $27,000* | 0.39 | |
| $11,988 | $69,239* | $81,653 | $26,375* | 0.38 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Calvary University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in MO. Actual outcomes may vary.