Est. Earnings (1yr)
$35,507
Est. from MO median (11 programs)
Est. Median Debt
$29,846
Est. from MO median (4 programs)

Analysis

Teacher education in Missouri tells a challenging story, and Calvary's estimated outcomes fit squarely in the middle of it. Based on comparable programs across the state, graduates here might expect starting salaries around $35,500—roughly $7,500 below the national median for this field. That gap matters when you're carrying nearly $30,000 in debt, which is actually above Missouri's typical borrowing for teacher education programs.

The 0.84 debt-to-earnings ratio places estimated debt at 84% of first-year income, which would be manageable in higher-paying fields but feels tight on a beginning teacher's salary. Even Missouri's flagship programs struggle to break $40,000 in starting earnings for subject-area teacher education, suggesting the issue is more about state salary schedules than institutional performance. Still, Calvary's graduates would likely be starting several thousand dollars behind peers from public universities in the state.

For parents considering this program, the key question is whether the smaller, faith-based environment justifies potentially borrowing more than you would at a state school while earning less upon graduation. The estimated figures suggest you'd be taking on above-average debt for below-average Missouri outcomes in a field where income grows slowly. If teaching is the calling, look hard at lower-debt pathways—Missouri's public universities offer the same certification for less upfront cost.

Where Calvary University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Compare to Similar Programs in Missouri

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Missouri (30 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Calvary UniversityKansas City$13,692$35,507*$29,846*
University of Missouri-ColumbiaColumbia$14,130$39,755*$17,654*0.44
Missouri State University-SpringfieldSpringfield$9,024$38,211*$40,028$30,294*0.79
Culver-Stockton CollegeCanton$29,915$37,077*$29,517*0.80
Northwest Missouri State UniversityMaryville$10,181$37,057*$37,306$26,221*0.71
College of the OzarksPoint Lookout$21,290$37,042*$33,654*
National Median$43,082*$26,221*0.61
* Estimated from similar programs

Career Paths

Occupations commonly associated with teacher education and professional development, specific subject areas graduates

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Computer Science Teachers, Postsecondary

Teach courses in computer science. May specialize in a field of computer science, such as the design and function of computers or operations and research analysis. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Agricultural Sciences Teachers, Postsecondary

Teach courses in the agricultural sciences. Includes teachers of agronomy, dairy sciences, fisheries management, horticultural sciences, poultry sciences, range management, and agricultural soil conservation. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Biological Science Teachers, Postsecondary

Teach courses in biological sciences. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Forestry and Conservation Science Teachers, Postsecondary

Teach courses in forestry and conservation science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary

Teach courses in the physical sciences, except chemistry and physics. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Chemistry Teachers, Postsecondary

Teach courses pertaining to the chemical and physical properties and compositional changes of substances. Work may include providing instruction in the methods of qualitative and quantitative chemical analysis. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Environmental Science Teachers, Postsecondary

Teach courses in environmental science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Geography Teachers, Postsecondary

Teach courses in geography. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Calvary University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in MO. Actual outcomes may vary.