Analysis
College of the Ozarks admits only 15% of applicants yet charges far less than you'd expect—an unusual combination that makes this computer science program intriguing despite limited graduate data. Based on comparable programs in Missouri, graduates typically earn around $69,200 in their first year and leave with roughly $25,000 in debt. That 0.36 debt-to-earnings ratio suggests manageable repayment: if your child dedicated 10-15% of their first-year salary to loans, they'd be debt-free within three years.
The estimated earnings align almost exactly with Missouri's median for CS programs and come close to the national benchmark of $70,950. While elite schools like Washington University produce significantly higher earners (over $110,000), similar programs at UMSL, Saint Louis University, and UMKC cluster right around this same $69,000-$70,000 range. The real differentiator here is the debt load—Missouri CS programs typically leave graduates with about $25,000, but College of the Ozarks' work-study model often results in substantially lower costs than traditional schools.
The catch is uncertainty: with suppressed data due to small graduate cohorts, you're relying on peer program outcomes rather than this school's actual track record. If College of the Ozarks truly delivers near-zero debt as its model promises, the value proposition becomes exceptional. Verify the actual costs and debt outcomes before committing.
Where College of the Ozarks Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Missouri
Computer Science bachelors's programs at peer institutions in Missouri (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,290 | $69,239* | — | $25,000* | — | |
| $62,982 | $110,302* | — | $15,500* | 0.14 | |
| $13,440 | $72,810* | $82,631 | $24,736* | 0.34 | |
| $30,730 | $70,400* | $79,651 | —* | — | |
| $53,244 | $69,849* | — | $27,000* | 0.39 | |
| $11,988 | $69,239* | $81,653 | $26,375* | 0.38 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of the Ozarks, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in MO. Actual outcomes may vary.