Median Earnings (1yr)
$41,897
17th percentile (40th in NY)
Median Debt
$9,850
60% below national median
Debt-to-Earnings
0.24
Manageable
Sample Size
484
Adequate data

Analysis

Baruch College's General Sales program stands out for delivering exceptional value despite modest starting salaries. While graduates earn $41,897 in their first year—well below the national median of $53,448—they experience remarkable 53% earnings growth, reaching $64,013 by year four. This trajectory places them at the national 75th percentile for four-year earnings, demonstrating the program's ability to launch careers with strong upward mobility.

The program's true strength lies in its affordability and debt management. With median debt of just $9,850 compared to the national average of $24,649, Baruch ranks in the 95th percentile for low debt nationwide. This creates a debt-to-earnings ratio of only 0.24, meaning graduates can pay off their loans in roughly three months of post-graduation salary. Among New York's 11 programs, Baruch performs solidly at the 40th percentile for earnings while maintaining significantly lower debt than the state median of $19,125.

For families prioritizing financial security and long-term earning potential over immediate high salaries, this program offers compelling value. The combination of CUNY's affordable tuition, strong earnings growth trajectory, and minimal debt burden creates an ideal launching pad for sales careers. Graduates may start modestly but quickly catch up to their higher-debt peers while maintaining financial flexibility.

Where CUNY Bernard M Baruch College Stands

Earnings vs. debt across all general sales, merchandising bachelors's programs nationally

CUNY Bernard M Baruch CollegeOther general sales, merchandising programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CUNY Bernard M Baruch College graduates compare to all programs nationally

CUNY Bernard M Baruch College graduates earn $42k, placing them in the 17th percentile of all general sales, merchandising bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

General Sales, Merchandising bachelors's programs at peer institutions in New York (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CUNY Bernard M Baruch College$41,897$64,013$9,8500.24
Rochester Institute of Technology$45,947$67,214$24,5870.54
National Median$53,448$24,6490.46

Other General Sales, Merchandising Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rochester Institute of Technology
Rochester
$57,016$45,947$24,587

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Bernard M Baruch College, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 484 graduates with reported earnings and 190 graduates with debt data. Small samples may not be representative.