Analysis
A $27,000 debt load for a special education degree might sound reasonable at first—it's right at the national median for this field. But when comparable programs across New York suggest first-year earnings around $39,000, you're looking at a debt-to-earnings ratio that puts modest financial pressure on new teachers from day one. Special education teaching rarely produces the kind of salary growth that quickly erases student loans, making that initial ratio more consequential than in fields with steeper earnings trajectories.
What makes this picture more concerning is the spread among New York programs. Similar graduates at Pace University earn $62,000 their first year, while SUNY options produce outcomes ranging from $37,000 to $49,000—all with comparable or lower debt. With a 94% admission rate and Keuka's $44,000 tuition, you're paying private college prices for outcomes that mirror mid-tier public programs. Special education teachers are desperately needed and the work is meaningful, but the financial return doesn't justify premium tuition when SUNY schools offer teacher certification at a fraction of the cost.
If your child is committed to special education, insist on comparing actual post-graduation employment rates and teacher certification pass rates across these programs—Keuka should provide those numbers even when earnings data is suppressed. Given the debt and estimated earnings alignment with cheaper public alternatives, this program only makes sense if significant merit aid brings the total cost well below sticker price.
Where Keuka College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in New York
Special Education and Teaching bachelors's programs at peer institutions in New York (36 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,000 | $38,978* | — | $27,000 | — | |
| $51,424 | $62,346* | — | $24,000 | 0.38 | |
| $63,061 | $55,881* | — | $27,000 | 0.48 | |
| $7,352 | $49,413* | — | $5,500 | 0.11 | |
| $8,379 | $38,978* | $44,330 | $24,145 | 0.62 | |
| $8,966 | $37,229* | — | $23,250 | 0.62 | |
| National Median | — | $44,139* | — | $26,717 | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Keuka College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in NY. Actual outcomes may vary.