Analysis
Saint Elizabeth University's psychology program shows a troubling pattern in its first-year outcomes, with graduates earning just $22,040—roughly $8,000 below the state median and landing in the bottom 5% nationally. That initial figure places it well behind every other major psychology program in New Jersey, from public universities like Montclair State ($33,432) to private competitors like Georgian Court ($36,117). For a program charging $25,000 in median debt, that first year represents a difficult financial position.
The dramatic improvement to $43,207 by year four tells a more complicated story. This 96% earnings jump could reflect graduates finding their footing in entry-level mental health or social service roles that require licensing or additional training. However, this positive trajectory comes with an important caveat: these figures are based on fewer than 30 graduates, making them statistically fragile. A handful of outlier outcomes could be skewing the picture in either direction.
Parents should recognize that more than half of students here receive Pell grants, suggesting the university serves a population where taking on $25,000 in debt for a $22,000 starting salary creates immediate financial strain. If your child is considering psychology with plans for graduate school—common for this field—they'll be adding debt on top of already-challenging undergraduate numbers. Unless there are compelling non-financial reasons to attend, the combination of weak initial placement and uncertain data makes this a program to approach cautiously.
Where Saint Elizabeth University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Saint Elizabeth University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Elizabeth University | $22,040 | $43,207 | +96% |
| The College of New Jersey | $28,920 | $57,068 | +97% |
| Rider University | $38,118 | $52,513 | +38% |
| Monmouth University | $28,590 | $50,107 | +75% |
| Rutgers University-Camden | $31,280 | $49,641 | +59% |
Compare to Similar Programs in New Jersey
Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $35,942 | $22,040 | $43,207 | $25,000 | 1.13 | |
| $38,900 | $38,118 | $52,513 | $27,000 | 0.71 | |
| $37,110 | $36,117 | $45,248 | $22,375 | 0.62 | |
| $14,766 | $33,432 | $46,064 | $25,000 | 0.75 | |
| $24,820 | $32,637 | $39,092 | $35,853 | 1.10 | |
| $15,150 | $32,418 | $44,968 | $25,000 | 0.77 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Elizabeth University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.