Median Earnings (1yr)
$22,040
5th percentile
25th percentile in New Jersey
Median Debt
$25,000
2% below national median

Analysis

Saint Elizabeth University's psychology program shows a troubling pattern in its first-year outcomes, with graduates earning just $22,040—roughly $8,000 below the state median and landing in the bottom 5% nationally. That initial figure places it well behind every other major psychology program in New Jersey, from public universities like Montclair State ($33,432) to private competitors like Georgian Court ($36,117). For a program charging $25,000 in median debt, that first year represents a difficult financial position.

The dramatic improvement to $43,207 by year four tells a more complicated story. This 96% earnings jump could reflect graduates finding their footing in entry-level mental health or social service roles that require licensing or additional training. However, this positive trajectory comes with an important caveat: these figures are based on fewer than 30 graduates, making them statistically fragile. A handful of outlier outcomes could be skewing the picture in either direction.

Parents should recognize that more than half of students here receive Pell grants, suggesting the university serves a population where taking on $25,000 in debt for a $22,000 starting salary creates immediate financial strain. If your child is considering psychology with plans for graduate school—common for this field—they'll be adding debt on top of already-challenging undergraduate numbers. Unless there are compelling non-financial reasons to attend, the combination of weak initial placement and uncertain data makes this a program to approach cautiously.

Where Saint Elizabeth University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Saint Elizabeth University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saint Elizabeth University$22,040$43,207+96%
The College of New Jersey$28,920$57,068+97%
Rider University$38,118$52,513+38%
Monmouth University$28,590$50,107+75%
Rutgers University-Camden$31,280$49,641+59%

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Elizabeth UniversityMorristown$35,942$22,040$43,207$25,0001.13
Rider UniversityLawrenceville$38,900$38,118$52,513$27,0000.71
Georgian Court UniversityLakewood$37,110$36,117$45,248$22,3750.62
Montclair State UniversityMontclair$14,766$33,432$46,064$25,0000.75
Pillar CollegeNewark$24,820$32,637$39,092$35,8531.10
William Paterson University of New JerseyWayne$15,150$32,418$44,968$25,0000.77
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Elizabeth University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.