Median Earnings (1yr)
$30,846
45th percentile (60th in NJ)
Median Debt
$20,500
20% below national median
Debt-to-Earnings
0.66
Manageable
Sample Size
32
Adequate data

Analysis

Seton Hall's psychology graduates start below the national median at $30,846, but here's what matters more: they're earning $44,782 by year four—a 45% jump that suggests the degree opens doors to better opportunities over time. Among New Jersey's 25 psychology programs, this program lands at the 60th percentile for earnings, meaning graduates typically out-earn peers from three-fifths of comparable state programs, despite starting modestly.

The debt picture is the complication. At $20,500, it's lower than both state and national medians, which is genuinely good news. However, the first-year earnings create a temporary squeeze—new graduates are making just $1.50 for every dollar borrowed. This improves as salaries climb, but that first year or two may require careful budgeting or supplemental support. The moderate sample size (30-100 graduates) means these numbers are reasonably reliable, though not as robust as data from larger programs.

For families weighing Seton Hall against state alternatives like Montclair State or Rider, recognize that this program sits in the middle tier of New Jersey options. The strong earnings growth suggests graduates are finding paths to better roles—whether through graduate school, career advancement, or strategic job choices—but it requires patience through a financially tight post-graduation period. If your student is committed to psychology and values the private university experience, the relatively modest debt load makes this manageable, provided everyone understands the income timeline.

Where Seton Hall University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Seton Hall UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Seton Hall University graduates compare to all programs nationally

Seton Hall University graduates earn $31k, placing them in the 45th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Seton Hall University$30,846$44,782$20,5000.66
Rider University$38,118$52,513$27,0000.71
Georgian Court University$36,117$45,248$22,3750.62
Montclair State University$33,432$46,064$25,0000.75
Pillar College$32,637$39,092$35,8531.10
William Paterson University of New Jersey$32,418$44,968$25,0000.77
National Median$31,482—$25,5000.81

Other Psychology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rider University
Lawrenceville
$38,900$38,118$27,000
Georgian Court University
Lakewood
$37,110$36,117$22,375
Montclair State University
Montclair
$14,766$33,432$25,000
Pillar College
Newark
$24,820$32,637$35,853
William Paterson University of New Jersey
Wayne
$15,150$32,418$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Seton Hall University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.