Analysis
Seton Hall's psychology graduates start below the national median at $30,846, but here's what matters more: they're earning $44,782 by year four—a 45% jump that suggests the degree opens doors to better opportunities over time. Among New Jersey's 25 psychology programs, this program lands at the 60th percentile for earnings, meaning graduates typically out-earn peers from three-fifths of comparable state programs, despite starting modestly.
The debt picture is the complication. At $20,500, it's lower than both state and national medians, which is genuinely good news. However, the first-year earnings create a temporary squeeze—new graduates are making just $1.50 for every dollar borrowed. This improves as salaries climb, but that first year or two may require careful budgeting or supplemental support. The moderate sample size (30-100 graduates) means these numbers are reasonably reliable, though not as robust as data from larger programs.
For families weighing Seton Hall against state alternatives like Montclair State or Rider, recognize that this program sits in the middle tier of New Jersey options. The strong earnings growth suggests graduates are finding paths to better roles—whether through graduate school, career advancement, or strategic job choices—but it requires patience through a financially tight post-graduation period. If your student is committed to psychology and values the private university experience, the relatively modest debt load makes this manageable, provided everyone understands the income timeline.
Where Seton Hall University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Seton Hall University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Seton Hall University | $30,846 | $44,782 | +45% |
| The College of New Jersey | $28,920 | $57,068 | +97% |
| Rider University | $38,118 | $52,513 | +38% |
| Monmouth University | $28,590 | $50,107 | +75% |
| Rutgers University-Camden | $31,280 | $49,641 | +59% |
Compare to Similar Programs in New Jersey
Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $51,370 | $30,846 | $44,782 | $20,500 | 0.66 | |
| $38,900 | $38,118 | $52,513 | $27,000 | 0.71 | |
| $37,110 | $36,117 | $45,248 | $22,375 | 0.62 | |
| $14,766 | $33,432 | $46,064 | $25,000 | 0.75 | |
| $24,820 | $32,637 | $39,092 | $35,853 | 1.10 | |
| $15,150 | $32,418 | $44,968 | $25,000 | 0.77 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Seton Hall University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.