Analysis
Borrowing $26,000 for first-year earnings around $41,000 creates a manageable but tight financial picture for a marketing degree from Southern Nazarene. Similar programs across Oklahoma typically produce earnings in this range, putting graduates just below the national median of $44,728. With 45% of students receiving Pell grants, many families here are counting on this credential to deliver solid middle-class outcomes without overwhelming debt.
The estimated debt-to-earnings ratio of 0.63 sits in reasonable territory—comparable programs usually allow graduates to service their loans on an entry-level marketing salary. However, peer programs in Oklahoma show the state's marketing landscape is competitive, with larger institutions like OU and OSU graduates earning considerably more in their first year. The question becomes whether Southern Nazarene's smaller environment and values-based education justify starting salaries that track with mid-tier state programs rather than flagship schools.
For families concerned about return on investment, the numbers suggest this program won't create a debt crisis, but it also won't deliver the earnings premium that justifies significant sacrifice. If your student is choosing Southern Nazarene for fit—campus culture, faith integration, or location—the financial picture supports that decision. If they're choosing it primarily for career outcomes in marketing, compare the total cost carefully against Oklahoma's public options where similar early earnings come with lower sticker prices.
Where Southern Nazarene University Stands
Earnings vs. debt across all marketing bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Marketing bachelors's programs at peer institutions in Oklahoma (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,600 | $41,019* | — | $26,000* | — | |
| $9,595 | $57,331* | $76,370 | $21,500* | 0.38 | |
| $10,234 | $44,366* | $56,827 | $22,250* | 0.50 | |
| $34,100 | $41,590* | — | $22,000* | 0.53 | |
| $25,900 | $40,447* | — | $21,500* | 0.53 | |
| $7,513 | $39,360* | $40,972 | $18,371* | 0.47 | |
| National Median | — | $44,728* | — | $24,267* | 0.54 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Nazarene University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in OK. Actual outcomes may vary.