Analysis
Special education programs in New York show dramatic variation in early outcomes, and St. Thomas Aquinas College appears to fall in the middle of the pack based on comparable programs. The estimated first-year earnings of around $39,000 match the state median for special education bachelor's programs but trail the national median by roughly $5,000. With estimated debt at $27,000, graduates would face annual payments around $270-300 on a standard repayment plan—manageable but tight on a special education teacher's starting salary, particularly given New York's high cost of living.
The debt-to-earnings ratio of 0.69 sits in reasonable territory, suggesting graduates could potentially manage repayment without severe financial strain. However, it's worth noting that peer programs in New York demonstrate widely different outcomes: some institutions report graduates earning $62,000 while others see starting salaries below $38,000. These variations likely reflect differences in school district placements, geographic location within the state, and credential requirements.
For families considering this path: special education offers strong job security and meaningful work, but the financial picture at this price point requires careful planning. The estimated figures suggest a workable but not comfortable start. Before committing, investigate what specific school districts typically hire from St. Thomas Aquinas, whether the program supports certification pathways that boost starting salaries, and how alumni fare in placement after graduation.
Where St. Thomas Aquinas College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in New York
Special Education and Teaching bachelors's programs at peer institutions in New York (36 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,720 | $38,978* | — | $27,000* | — | |
| $51,424 | $62,346* | — | $24,000* | 0.38 | |
| $63,061 | $55,881* | — | $27,000* | 0.48 | |
| $7,352 | $49,413* | — | $5,500* | 0.11 | |
| $8,379 | $38,978* | $44,330 | $24,145* | 0.62 | |
| $8,966 | $37,229* | — | $23,250* | 0.62 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Thomas Aquinas College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in NY. Actual outcomes may vary.