Median Earnings (1yr)
$28,046
22nd percentile (40th in NJ)
Median Debt
$24,500
4% below national median
Debt-to-Earnings
0.87
Manageable
Sample Size
183
Adequate data

Analysis

The real story here is the earnings trajectory, not the starting salary. While Stockton psychology graduates earn just $28,046 in their first year—landing them in the 22nd percentile nationally—by year four they're earning $44,103, a 57% jump that suggests graduates are finding their footing in careers that reward some experience. This matters because psychology degrees often require time to translate into stable career paths, whether that's through graduate school preparation, entry into social services, or corporate HR roles.

Within New Jersey, this program sits at the 40th percentile, trailing schools like Rider and Georgian Court by significant margins. The $24,500 debt load is reasonable relative to that first difficult year (a manageable 0.87 ratio), but parents should be realistic about what that first year looks like financially. Your child will likely need substantial support or a clear plan for that initial period when earnings barely cover living expenses.

The question is whether your child has a specific graduate school plan or career path in mind. The four-year earnings suggest this degree can work, but it requires patience and probably additional education. If they're exploring psychology as a general interest without a concrete next step, the numbers argue for considering alternatives with stronger early earnings—or being prepared to support them through a longer runway to financial independence.

Where Stockton University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Stockton UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Stockton University graduates compare to all programs nationally

Stockton University graduates earn $28k, placing them in the 22th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Stockton University$28,046$44,103$24,5000.87
Rider University$38,118$52,513$27,0000.71
Georgian Court University$36,117$45,248$22,3750.62
Montclair State University$33,432$46,064$25,0000.75
Pillar College$32,637$39,092$35,8531.10
William Paterson University of New Jersey$32,418$44,968$25,0000.77
National Median$31,482—$25,5000.81

Other Psychology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rider University
Lawrenceville
$38,900$38,118$27,000
Georgian Court University
Lakewood
$37,110$36,117$22,375
Montclair State University
Montclair
$14,766$33,432$25,000
Pillar College
Newark
$24,820$32,637$35,853
William Paterson University of New Jersey
Wayne
$15,150$32,418$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Stockton University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 183 graduates with reported earnings and 265 graduates with debt data. Small samples may not be representative.