Analysis
Special education programs in New York show dramatic variation in early earnings—from $37,000 to over $62,000—and comparable programs across the state suggest Saint Rose graduates likely fall in the middle of that range, around $39,000 in their first year. With an estimated $27,000 in debt, the monthly loan payment would run about $300 for a decade, taking roughly 9% of gross monthly income. That's manageable compared to many fields, though it means living carefully in those early teaching years.
The challenge is that these estimated figures don't reflect what's actually happening with Saint Rose graduates specifically. Similar special education programs in New York typically produce these outcomes, but individual schools vary widely—Pace graduates earn 60% more than those from SUNY Geneseo, even within the same state system. Teaching positions, certification requirements, and district placement all matter enormously, and Saint Rose's particular track record with employers and school districts isn't captured in these peer-based estimates.
If your child is committed to special education and has strong connections to the Albany-area school districts where Saint Rose likely places most graduates, the debt load is reasonable for the profession. But given the uncertainty and the wide range of outcomes at other New York programs, you'll want to dig into Saint Rose's actual placement rates, which districts hire their graduates, and whether those teaching positions offer the starting salaries needed to make this work financially.
Where The College of Saint Rose Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in New York
Special Education and Teaching bachelors's programs at peer institutions in New York (36 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,452 | $38,978* | — | $27,000* | — | |
| $51,424 | $62,346* | — | $24,000* | 0.38 | |
| $63,061 | $55,881* | — | $27,000* | 0.48 | |
| $7,352 | $49,413* | — | $5,500* | 0.11 | |
| $8,379 | $38,978* | $44,330 | $24,145* | 0.62 | |
| $8,966 | $37,229* | — | $23,250* | 0.62 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of Saint Rose, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in NY. Actual outcomes may vary.