Analysis
Based on comparable programs across the country, this automotive technology associate's degree appears financially sound, with estimated first-year earnings around $43,000 against roughly $11,400 in debt. That 0.27 debt-to-earnings ratio is quite manageable—graduates would owe about a quarter of their annual income, meaning the debt could realistically be paid off within a year or two of focused repayment.
What's worth noting is that other Montana schools with reported outcomes show stronger earnings potential. Helena College and MSU Billings both report graduates earning over $46,000—about $3,000-$5,000 more annually than the national average this estimate is based on. Montana's automotive sector may simply pay better than the national norm, which would be good news if this program follows the state pattern. However, without actual data from UM's program specifically, you're making an educated guess rather than an informed decision.
The practical question is whether paying potentially above-market tuition at a university setting makes sense for a technical credential when Montana's community colleges show solid, verified outcomes in this same field. For a family comfortable with some uncertainty and committed to the Missoula area, the estimated numbers suggest manageable risk. But if you want concrete proof of return on investment, programs with reported data would eliminate the guesswork entirely.
Where The University of Montana Stands
Earnings vs. debt across all vehicle maintenance and repair technologies associates's programs nationally
Compare to Similar Programs in Montana
Vehicle Maintenance and Repair Technologies associates's programs at peer institutions in Montana (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,152 | $42,896* | — | $11,425* | — | |
| $6,706 | $47,702* | $56,989 | —* | — | |
| $3,975 | $46,288* | $49,574 | $14,028* | 0.30 | |
| National Median | — | $42,896* | — | $12,000* | 0.28 |
Career Paths
Occupations commonly associated with vehicle maintenance and repair technologies graduates
Aerospace Engineering and Operations Technologists and Technicians
Avionics Technicians
Aircraft Mechanics and Service Technicians
Insurance Appraisers, Auto Damage
Electrical and Electronics Installers and Repairers, Transportation Equipment
Electronic Equipment Installers and Repairers, Motor Vehicles
Bus and Truck Mechanics and Diesel Engine Specialists
Automotive Body and Related Repairers
Automotive Glass Installers and Repairers
Automotive Service Technicians and Mechanics
Motorboat Mechanics and Service Technicians
Motorcycle Mechanics
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 143 similar programs. Actual outcomes may vary.