Analysis
Starting salaries of $46,710 place this computer science program in the bottom 5% nationally and the bottom quartile even among Tennessee schools. While debt estimates based on similar Tennessee programs suggest a manageable $23,086 burdenβyielding a decent 0.49 debt-to-earnings ratioβthe real concern is that graduates are earning $24,000 less than the national median for CS majors and roughly $13,000 below the state median. When nearby UT-Knoxville produces $70,000 first-year earners and even Tennessee Tech hits $63,000, UT-Martin's outcomes appear notably weaker for a field where strong earnings are the norm.
The 38% earnings growth to $64,426 by year four suggests graduates do advance, but they're still catching up to where most CS majors start elsewhere. This matters in technology careers, where early salary compounds through raises and job switches. For a field known for high starting pay regardless of school prestige, these numbers suggest either regional market constraints limiting opportunities or graduates not securing typical software development roles.
This program makes financial sense only if your child needs to stay close to Martin and can't access stronger CS programs within Tennessee's public system. The debt level won't cripple them, but the opportunity cost of earning $20,000+ less annually than peers at UT-Knoxville or Tennessee Tech adds up quickly over a career.
Where The University of Tennessee-Martin Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Earnings Distribution
How The University of Tennessee-Martin graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Martin | $46,710 | $64,426 | +38% |
| Vanderbilt University | $122,244 | $164,139 | +34% |
| The University of Tennessee-Knoxville | $70,193 | $90,584 | +29% |
| Tennessee Technological University | $63,180 | $78,615 | +24% |
| The University of Tennessee-Chattanooga | $59,567 | $77,869 | +31% |
Compare to Similar Programs in Tennessee
Computer Science bachelors's programs at peer institutions in Tennessee (22 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,208 | $46,710 | $64,426 | $23,086* | β | |
| $63,946 | $122,244 | $164,139 | $14,500* | 0.12 | |
| $13,484 | $70,193 | $90,584 | $16,750* | 0.24 | |
| $10,084 | $63,180 | $78,615 | $18,605* | 0.29 | |
| $54,892 | $60,225 | β | $25,982* | 0.43 | |
| $10,144 | $59,567 | $77,869 | $25,125* | 0.42 | |
| National Median | β | $70,950 | β | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Martin, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 13 graduates with debt data. Small samples may not be representative.