Analysis
The Naval Academy's unique structure makes this program impossible to evaluate using traditional metrics. These estimates—$72,000 first-year earnings and $20,000 in debt—are derived from other Maryland computer science programs, but they fundamentally misrepresent what attending the academy actually means. Midshipmen receive free tuition, room, and board, and graduate with zero educational debt. The "debt" figure here likely reflects peer institutions where students paid full freight. More importantly, graduates incur a five-year active-duty service commitment at military pay scales, which differ dramatically from civilian tech salaries.
The real question isn't about debt ratios or starting salaries—it's whether your child wants a military career. Computer science graduates from the academy will spend their first years as naval officers, not software engineers at Google or Amazon. While the academy's 9% admission rate and 1308 average SAT demonstrate exceptional selectivity, and the CS curriculum is rigorous, the career trajectory bears no resemblance to civilian programs. After fulfilling their service commitment, many transition to high-paying tech roles with strong veteran preferences, but that's a decade-long timeline.
If your child is committed to serving in the Navy and wants technical training within that context, this program offers unmatched value. If they simply want a CS degree to launch a tech career, comparing this to University of Maryland-College Park ($100,000 median) or UMBC ($84,000 median) misses the point entirely—those graduates start working in industry immediately, while academy graduates begin military service.
Where United States Naval Academy Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Maryland
Computer Science bachelors's programs at peer institutions in Maryland (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $71,795* | — | $20,170* | — | |
| $11,505 | $99,756* | — | $20,000* | 0.20 | |
| $12,952 | $83,684* | $95,052 | $20,000* | 0.24 | |
| $11,306 | $71,795* | $92,268 | $20,340* | 0.28 | |
| $55,480 | $61,017* | — | $27,000* | 0.44 | |
| $9,998 | $54,349* | — | $21,500* | 0.40 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MD. Actual outcomes may vary.