Median Earnings (1yr)
$88,554
83rd percentile (60th in MA)
Median Debt
$23,569
1% above national median
Debt-to-Earnings
0.27
Manageable
Sample Size
191
Adequate data

Analysis

UMass Amherst's Computer Science program punches well above its 58% admission rate, placing graduates in the 83rd percentile nationally for earnings—a remarkable outcome for a public university. First-year graduates earn $88,554, rising to nearly $112,000 by year four, with minimal debt of just $23,569. That 0.27 debt-to-earnings ratio means graduates can realistically pay off their loans in under four months of work, making this one of the clearer financial wins in higher education.

The 60th percentile ranking among Massachusetts programs tells an interesting story. Yes, MIT and Harvard graduates earn considerably more ($154K and $152K respectively), but those elite schools serve a fundamentally different applicant pool. For students who fit UMass Amherst's academic profile—mid-1300s SAT, solid but not stratospheric—this program delivers exceptional value. You're getting earnings that actually exceed the Massachusetts median while paying in-state tuition at a flagship public university.

The strong earnings trajectory matters here too. Many CS programs see graduates plateau quickly as the field commoditizes certain skills, but UMass grads see 26% income growth in just three years. Combined with the low debt burden and broad job placement that comes from the university's strong regional reputation, this is exactly the kind of program that offers tremendous return on investment without requiring your child to be in the top 1% of applicants.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all computer science bachelors's programs nationally

University of Massachusetts-AmherstOther computer science programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $89k, placing them in the 83th percentile of all computer science bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Computer Science bachelors's programs at peer institutions in Massachusetts (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$88,554$111,935$23,5690.27
Massachusetts Institute of Technology$154,492$199,774$12,0000.08
Harvard University$152,251$256,539——
Williams College$110,814$119,517$12,2080.11
Tufts University$105,659$139,886$15,5000.15
Amherst College$100,596—$16,7500.17
National Median$70,950—$23,3740.33

Other Computer Science Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Massachusetts Institute of Technology
Cambridge
$60,156$154,492$12,000
Harvard University
Cambridge
$59,076$152,251—
Williams College
Williamstown
$64,860$110,814$12,208
Tufts University
Medford
$67,844$105,659$15,500
Amherst College
Amherst
$67,280$100,596$16,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 191 graduates with reported earnings and 154 graduates with debt data. Small samples may not be representative.