Analysis
UMass Amherst's Computer Science program punches well above its 58% admission rate, placing graduates in the 83rd percentile nationally for earnings—a remarkable outcome for a public university. First-year graduates earn $88,554, rising to nearly $112,000 by year four, with minimal debt of just $23,569. That 0.27 debt-to-earnings ratio means graduates can realistically pay off their loans in under four months of work, making this one of the clearer financial wins in higher education.
The 60th percentile ranking among Massachusetts programs tells an interesting story. Yes, MIT and Harvard graduates earn considerably more ($154K and $152K respectively), but those elite schools serve a fundamentally different applicant pool. For students who fit UMass Amherst's academic profile—mid-1300s SAT, solid but not stratospheric—this program delivers exceptional value. You're getting earnings that actually exceed the Massachusetts median while paying in-state tuition at a flagship public university.
The strong earnings trajectory matters here too. Many CS programs see graduates plateau quickly as the field commoditizes certain skills, but UMass grads see 26% income growth in just three years. Combined with the low debt burden and broad job placement that comes from the university's strong regional reputation, this is exactly the kind of program that offers tremendous return on investment without requiring your child to be in the top 1% of applicants.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Amherst graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Amherst | $88,554 | $111,935 | +26% |
| Harvard University | $152,251 | $256,539 | +68% |
| Massachusetts Institute of Technology | $154,492 | $199,774 | +29% |
| Tufts University | $105,659 | $139,886 | +32% |
| Boston College | $86,749 | $131,399 | +51% |
Compare to Similar Programs in Massachusetts
Computer Science bachelors's programs at peer institutions in Massachusetts (33 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,357 | $88,554 | $111,935 | $23,569 | 0.27 | |
| $60,156 | $154,492 | $199,774 | $12,000 | 0.08 | |
| $59,076 | $152,251 | $256,539 | — | — | |
| $64,860 | $110,814 | $119,517 | $12,208 | 0.11 | |
| $67,844 | $105,659 | $139,886 | $15,500 | 0.15 | |
| $67,280 | $100,596 | — | $16,750 | 0.17 | |
| National Median | — | $70,950 | — | $23,374 | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 191 graduates with reported earnings and 154 graduates with debt data. Small samples may not be representative.