Analysis
Computer science graduates from comparable Massachusetts programs earn around $86,000 in their first year—roughly $15,000 above the national median for this degree. UMass Boston's estimated debt load of $27,000 translates to a manageable debt-to-earnings ratio of 0.31, meaning students could theoretically dedicate about four months of gross income to clearing their loans. While we can't verify these exact figures for UMass Boston specifically (the graduate sample was too small to report), the state's public universities have historically produced outcomes in this range for CS majors.
The challenge here isn't the financial fundamentals—it's the competitive landscape. Elite Massachusetts programs like MIT and Harvard place their computer science graduates into six-figure starting positions, nearly double what typical state programs achieve. That gap matters in Boston's tech scene, where employer networks and alumni connections heavily influence early-career trajectory. UMass Boston serves a different student population (43% receive Pell grants, compared to single digits at most elite schools), so comparing outcomes directly oversimplifies the picture.
For families without access to elite admissions or the financial cushion to graduate debt-free from private universities, a $27,000 investment in a Boston-based CS degree represents solid value. The estimated returns suggest this path can work, especially for students who leverage the city's tech ecosystem through internships and networking. Just recognize you're working with peer-program estimates rather than this school's verified track record.
Where University of Massachusetts-Boston Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Computer Science bachelors's programs at peer institutions in Massachusetts (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,496 | $86,061* | — | $27,000* | — | |
| $60,156 | $154,492* | $199,774 | $12,000* | 0.08 | |
| $59,076 | $152,251* | $256,539 | —* | — | |
| $64,860 | $110,814* | $119,517 | $12,208* | 0.11 | |
| $67,844 | $105,659* | $139,886 | $15,500* | 0.15 | |
| $67,280 | $100,596* | — | $16,750* | 0.17 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Boston, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 20 similar programs in MA. Actual outcomes may vary.