Median Earnings (1yr)
$57,233
20th percentile (40th in TN)
Median Debt
$24,672
6% above national median
Debt-to-Earnings
0.43
Manageable
Sample Size
61
Adequate data

Analysis

University of Memphis computer science graduates start at $57,233—below both the national median ($70,950) and Tennessee's state median ($59,567). That places the program in the 40th percentile statewide, meaning roughly 60% of Tennessee CS programs deliver better starting salaries. The gap is significant: graduates from UT-Knoxville earn $13,000 more right out of the gate, while Vanderbilt grads more than double Memphis's figure. Even regional competitor UT-Chattanooga matches the state median.

The debt picture offers modest relief. At $24,672, borrowing here is close to both state and national norms, creating a manageable 0.43 debt-to-earnings ratio. Graduates should clear this debt within a few years. The 16% earnings bump to $66,152 by year four is respectable, though it doesn't close the gap with stronger programs—UT-Knoxville grads likely see similar growth from a much higher baseline.

For families prioritizing affordability and access (40% of students receive Pell grants), Memphis delivers a CS degree without crushing debt. But you're accepting a meaningful earnings tradeoff compared to Tennessee's flagship universities. If your child can gain admission to UT-Knoxville or Tennessee Tech, the higher starting salaries justify that choice. Memphis makes sense if cost and admission accessibility are paramount, but don't expect tech-sector salary norms—this lands below the midpoint for Tennessee CS programs.

Where University of Memphis Stands

Earnings vs. debt across all computer science bachelors's programs nationally

University of MemphisOther computer science programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Memphis graduates compare to all programs nationally

University of Memphis graduates earn $57k, placing them in the 20th percentile of all computer science bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Computer Science bachelors's programs at peer institutions in Tennessee (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Memphis$57,233$66,152$24,6720.43
Vanderbilt University$122,244$164,139$14,5000.12
The University of Tennessee-Knoxville$70,193$90,584$16,7500.24
Tennessee Technological University$63,180$78,615$18,6050.29
Rhodes College$60,225—$25,9820.43
The University of Tennessee-Chattanooga$59,567$77,869$25,1250.42
National Median$70,950—$23,3740.33

Other Computer Science Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Vanderbilt University
Nashville
$63,946$122,244$14,500
The University of Tennessee-Knoxville
Knoxville
$13,484$70,193$16,750
Tennessee Technological University
Cookeville
$10,084$63,180$18,605
Rhodes College
Memphis
$54,892$60,225$25,982
The University of Tennessee-Chattanooga
Chattanooga
$10,144$59,567$25,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.