Computer Programming at University of Phoenix-California

University of Phoenix-California's computer programming degree launches graduates into strong initial earnings of $74,151—well above the $50,242 national median and landing at the 60th percentile among California programs. However, this comes at a premium: $49,211 in median debt, significantly higher than the national benchmark of $31,050. The 0.66 debt-to-earnings ratio is manageable in year one, but the trajectory should concern parents. By year four, earnings drop to $67,954, representing an 8% decline when most programs show growth.

This earnings reversal suggests graduates may be hitting a ceiling in their roles or facing increased competition from cheaper degree holders. The debt burden becomes proportionally heavier as earnings slide, turning what starts as a solid outcome into a shakier investment. California has only four schools reporting data for this program, which limits direct comparison, but the pattern here—strong start followed by decline—differs from typical CS career trajectories.

For families, the calculation is straightforward: if your child can secure a lower-cost option that hits similar initial earnings, take it. The debt premium here only makes sense if University of Phoenix offers unique scheduling flexibility that enables immediate employment, helping justify both the cost and explaining why earnings might plateau earlier than traditional programs.