Median Earnings (1yr)
$31,695
30th percentile
25th percentile in New York
Median Debt
$26,000
21% above national median

Analysis

Utica University's psychology graduates earn significantly less than their peers across New York State. At $31,695 in the first year, they're making about $7,000 below the state median and landing in the bottom quarter of all New York psychology programs. Even four years out, when earnings reach $38,952, they've barely caught up to what the typical New York psychology graduate makes right after graduation. This is particularly stark given that students carry $26,000 in debtβ€”more than both state and national averages for this field.

The relatively low debt burden (19th percentile nationally) offers some silver lining, keeping the debt-to-earnings ratio manageable at 0.82. The 23% earnings growth shows graduates do make progress over time. However, starting nearly $7,000 behind state peers means playing catch-up for years, and the gap to top-performing New York programs like Columbia or Barnard is substantial.

For families considering this program, understand that you're looking at below-average outcomes in a competitive state market. The debt is manageable, but the earnings lag suggests graduates may struggle more than peers from other New York psychology programs when it comes to loan repayment and financial independence in their twenties. If your child is set on psychology and this school, have frank conversations about graduate school plans or alternative career paths that might improve the financial picture.

Where Utica University Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

Earnings Distribution

How Utica University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Utica University$31,695$38,952+23%
Harvard University$41,501$76,453+84%
University of Rochester$39,732$68,347+72%
Columbia University in the City of New York$53,156$56,899+7%
Canisius University$29,333$45,656+56%

Compare to Similar Programs in New York

Research and Experimental Psychology bachelors's programs at peer institutions in New York (15 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Utica UniversityUtica$24,308$31,695$38,952$26,0000.82
Columbia University in the City of New YorkNew York$69,045$53,156$56,899$20,5000.39
Barnard CollegeNew York$66,246$44,055β€”$17,0000.39
Colgate UniversityHamilton$67,024$41,883β€”$16,0000.38
Hamilton CollegeClinton$65,740$39,880β€”$17,4500.44
University of RochesterRochester$64,348$39,732$68,347$21,0000.53
National Medianβ€”$34,768β€”$21,5000.62

Career Paths

Occupations commonly associated with research and experimental psychology graduates

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Medical Scientists, Except Epidemiologists

Conduct research dealing with the understanding of human diseases and the improvement of human health. Engage in clinical investigation, research and development, or other related activities.

$100,590/yrJobs growth:Doctoral or professional degree

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Health Specialties Teachers, Postsecondary

Teach courses in health specialties, in fields such as dentistry, laboratory technology, medicine, pharmacy, public health, therapy, and veterinary medicine.

$83,980/yrJobs growth:

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Managers, All Other

All managers not listed separately.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Utica University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 67 graduates with debt data. Small samples may not be representative.