Analysis
In New York, special education teaching programs produce vastly different outcomes, and Utica University's estimated figures place it squarely in the middle of the pack—but well below what top programs deliver. Similar bachelor's programs in the state suggest first-year earnings around $39,000 against $27,000 in debt, a manageable 0.69 ratio that means graduates could theoretically pay off loans with about two-thirds of their first year's salary. Yet this same degree at Pace University appears to yield $62,000 in earnings, while Syracuse graduates start near $56,000. That's a $17,000-24,000 gap that compounds over a career, raising questions about whether all special education credentials deliver equal value.
The debt load itself isn't alarming—it's right in line with both state and national norms for this field. Special education teachers generally face better job security than many professions, and New York's teacher salaries tend to rise with experience and additional certifications. Still, starting near $39,000 in an expensive state means tight budgets early on, especially in the Utica area where cost of living, while lower than downstate, still demands careful financial planning.
For parents, the key question is whether Utica's program offers advantages that peer data can't capture—clinical placements, certification support, or employment pipelines—that justify choosing it over alternatives with stronger earnings trajectories. Without actual graduate outcomes from this specific program, you're banking on Utica delivering at least the state median performance, which appears achievable but not exceptional.
Where Utica University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in New York
Special Education and Teaching bachelors's programs at peer institutions in New York (36 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,308 | $38,978* | — | $27,000* | — | |
| $51,424 | $62,346* | — | $24,000* | 0.38 | |
| $63,061 | $55,881* | — | $27,000* | 0.48 | |
| $7,352 | $49,413* | — | $5,500* | 0.11 | |
| $8,379 | $38,978* | $44,330 | $24,145* | 0.62 | |
| $8,966 | $37,229* | — | $23,250* | 0.62 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utica University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in NY. Actual outcomes may vary.