Analysis
At first glance, $26,760 in starting earnings against $31,000 in debt looks problematic—and nationally, it is. This program ranks in just the 5th percentile for earnings compared to similar bachelor's programs across the country, where the typical graduate earns $53,448. That's a stunning gap of over $26,000 annually. However, the Missouri context tells a different story: this is actually the median outcome for the handful of sales and merchandising programs in the state, landing at the 60th percentile among Missouri schools. The challenge isn't unique to Lincoln University—it's a statewide pattern suggesting weak market demand or program quality issues across Missouri.
The debt burden is concerning regardless of geography, sitting in the 10th percentile nationally (meaning 90% of programs saddle students with less debt). With a debt-to-earnings ratio of 1.16, graduates face loan payments that will strain a sub-$27,000 salary. The important caveat here is sample size—fewer than 30 graduates means one or two outlier outcomes could skew these numbers significantly in either direction.
For parents considering this program, the question is stark: why pursue a bachelor's degree that delivers earnings barely above minimum wage, especially when taking on substantial debt? Unless your child has compelling personal reasons to attend Lincoln specifically, they should explore sales and merchandising programs in other states where graduate outcomes are dramatically better, or consider whether this career path requires a four-year degree at all.
Where Lincoln University Stands
Earnings vs. debt across all general sales, merchandising bachelors's programs nationally
Earnings Distribution
How Lincoln University graduates compare to all programs nationally
Compare to Similar Programs Nationally
General Sales, Merchandising bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,290 | $26,760 | — | $31,000 | 1.16 | |
| $8,300 | $93,151 | $81,347 | $24,272 | 0.26 | |
| $54,844 | $84,271 | $129,286 | $20,500 | 0.24 | |
| $8,886 | $75,543 | $72,918 | $24,810 | 0.33 | |
| $5,786 | $72,092 | $77,423 | $20,750 | 0.29 | |
| $13,099 | $66,372 | — | $22,000 | 0.33 | |
| National Median | — | $53,448 | — | $24,649 | 0.46 |
Career Paths
Occupations commonly associated with general sales, merchandising graduates
Business Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products
Solar Sales Representatives and Assessors
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Advertising Sales Agents
Travel Agents
Parts Salespersons
Wholesale and Retail Buyers, Except Farm Products
Purchasing Agents, Except Wholesale, Retail, and Farm Products
First-Line Supervisors of Retail Sales Workers
First-Line Supervisors of Non-Retail Sales Workers
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lincoln University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.