Median Earnings (1yr)
$39,563
77th percentile (60th in MN)
Median Debt
$17,500
1% above national median
Debt-to-Earnings
0.44
Manageable
Sample Size
32
Adequate data

Analysis

Minnesota State Community and Technical College's sales program delivers something rare: earnings that significantly outpace the national norm for this credential. First-year graduates earn $39,563—42% above the national median for associate-level sales programs. That gap translates to nearly $12,000 more annually than what peers at most other schools are making right out of the gate.

The $17,500 in typical debt sits right at national averages, creating a debt-to-earnings ratio of 0.44 that's entirely manageable. Graduates could reasonably pay this off within a year or two of focused repayment, especially as earnings climb to $45,802 by year four. Within Minnesota specifically, this program performs at the state median—in other words, it's a solid middle-of-the-pack option among the 11 schools offering this program statewide.

The trajectory here is steady and practical: you're looking at a 16% earnings increase over four years, suggesting graduates find ways to advance through experience or move into better sales positions. For a two-year investment, this represents a straightforward path to middle-class earnings without the debt burden that four-year programs often carry. It won't lead to exceptional wealth, but it delivers reliable income potential that exceeds what most associate-level sales programs can offer nationally.

Where Minnesota State Community and Technical College Stands

Earnings vs. debt across all general sales, merchandising associates's programs nationally

Minnesota State Community and Technical CollegeOther general sales, merchandising programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Minnesota State Community and Technical College graduates compare to all programs nationally

Minnesota State Community and Technical College graduates earn $40k, placing them in the 77th percentile of all general sales, merchandising associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

General Sales, Merchandising associates's programs at peer institutions in Minnesota (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Minnesota State Community and Technical College$39,563$45,802$17,5000.44
National Median$27,837$17,2660.62

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Minnesota State Community and Technical College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.