Psychology at Pontifical Catholic University of Puerto Rico-Arecibo
Bachelor's Degree
pucpr.edu/areciboAnalysis
Psychology graduates from this Arecibo campus face an unusual situation: they're earning more than 80% of psychology programs across Puerto Rico, yet still landing in the bottom 11th percentile nationally. With first-year earnings around $26,000β37% above Puerto Rico's median for psychology but 17% below the national averageβthis reflects the island's broader economic constraints rather than program quality. The manageable $12,250 debt load (roughly half the national median) keeps the debt-to-earnings ratio reasonable at 0.47.
The troubling part is what happens after graduation. Earnings drop 19% by year four to just under $21,000, suggesting graduates may struggle to find career-track positions that leverage their degree. Serving a predominantly Pell-eligible student body (76%), this program offers access to higher education for students who might otherwise have limited options, but parents should recognize the economic reality: this degree may function more as credential for general employment than a pathway to psychology-specific careers.
For families considering this program, the question is whether you're comparing it to other Puerto Rico options (where it performs well) or mainland opportunities. The small sample size adds uncertainty, but if staying on the island is the plan and alternatives are limited, the low debt provides some cushion. Just know that career advancement will likely require additional education or relocation to achieve higher earnings.
Where Pontifical Catholic University of Puerto Rico-Arecibo Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Pontifical Catholic University of Puerto Rico-Arecibo graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Pontifical Catholic University of Puerto Rico-Arecibo | $26,047 | $20,965 | -20% |
| Universidad Ana G. Mendez-Carolina Campus | $25,187 | $26,762 | +6% |
| University of Puerto Rico-Mayaguez | $8,194 | $23,844 | +191% |
| Universidad Ana G. Mendez-Gurabo Campus | $17,709 | $23,116 | +31% |
| University of Puerto Rico-Rio Piedras | $10,082 | $22,761 | +126% |
Compare to Similar Programs in Puerto Rico
Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,238 | $26,047 | $20,965 | $12,250 | 0.47 | |
| $6,340 | $26,047 | $20,965 | $12,250 | 0.47 | |
| $6,920 | $25,187 | $26,762 | $28,250 | 1.12 | |
| $6,920 | $19,063 | $20,386 | $16,766 | 0.88 | |
| $6,920 | $17,709 | $23,116 | $10,516 | 0.59 | |
| $5,324 | $10,082 | $22,761 | $5,500 | 0.55 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Arecibo, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.