Median Earnings (1yr)
$26,047
11th percentile
80th percentile in Puerto Rico
Median Debt
$12,250
52% below national median

Analysis

Among Puerto Rico's psychology programs, this one ranks in the 80th percentile for earnings—a meaningful achievement in a state where psychology graduates typically earn just $19,063 after graduation. The $26,047 first-year salary here nearly matches the top-performing program in the territory. However, the small sample size (under 30 graduates) makes these figures less reliable, and there's a troubling 19% earnings decline by year four, dropping graduates to just $20,965. While the $12,250 debt load is modest in absolute terms—roughly half the national median—it's still above Puerto Rico's typical $11,000 for psychology degrees.

The real concern is context: even this program's relatively strong Puerto Rico showing places it in just the 11th percentile nationally, where psychology graduates typically earn $31,482. That's a $10,000+ gap that reflects broader economic realities in Puerto Rico rather than program quality. The high admission rate and 81% Pell Grant participation suggest this serves students with limited options, making the modest debt particularly important. For families committed to staying in Puerto Rico where job markets and salaries differ significantly from the mainland, this program appears to be among the better psychology options available. For those considering mainland opportunities, the earnings trajectory should raise questions about career preparation and mobility.

Where Pontifical Catholic University of Puerto Rico-Ponce Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Pontifical Catholic University of Puerto Rico-Ponce graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Pontifical Catholic University of Puerto Rico-Ponce$26,047$20,965-20%
Universidad Ana G. Mendez-Carolina Campus$25,187$26,762+6%
University of Puerto Rico-Mayaguez$8,194$23,844+191%
Universidad Ana G. Mendez-Gurabo Campus$17,709$23,116+31%
University of Puerto Rico-Rio Piedras$10,082$22,761+126%

Compare to Similar Programs in Puerto Rico

Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pontifical Catholic University of Puerto Rico-PoncePonce$6,340$26,047$20,965$12,2500.47
Pontifical Catholic University of Puerto Rico-AreciboArecibo$6,238$26,047$20,965$12,2500.47
Universidad Ana G. Mendez-Carolina CampusCarolina$6,920$25,187$26,762$28,2501.12
Universidad Ana G. Mendez-Cupey CampusSan Juan$6,920$19,063$20,386$16,7660.88
Universidad Ana G. Mendez-Gurabo CampusGurabo$6,920$17,709$23,116$10,5160.59
University of Puerto Rico-Rio PiedrasSan Juan$5,324$10,082$22,761$5,5000.55
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Ponce, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.