Analysis
Among Puerto Rico's psychology programs, this one ranks in the 80th percentile for earnings—a meaningful achievement in a state where psychology graduates typically earn just $19,063 after graduation. The $26,047 first-year salary here nearly matches the top-performing program in the territory. However, the small sample size (under 30 graduates) makes these figures less reliable, and there's a troubling 19% earnings decline by year four, dropping graduates to just $20,965. While the $12,250 debt load is modest in absolute terms—roughly half the national median—it's still above Puerto Rico's typical $11,000 for psychology degrees.
The real concern is context: even this program's relatively strong Puerto Rico showing places it in just the 11th percentile nationally, where psychology graduates typically earn $31,482. That's a $10,000+ gap that reflects broader economic realities in Puerto Rico rather than program quality. The high admission rate and 81% Pell Grant participation suggest this serves students with limited options, making the modest debt particularly important. For families committed to staying in Puerto Rico where job markets and salaries differ significantly from the mainland, this program appears to be among the better psychology options available. For those considering mainland opportunities, the earnings trajectory should raise questions about career preparation and mobility.
Where Pontifical Catholic University of Puerto Rico-Ponce Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Pontifical Catholic University of Puerto Rico-Ponce graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Pontifical Catholic University of Puerto Rico-Ponce | $26,047 | $20,965 | -20% |
| Universidad Ana G. Mendez-Carolina Campus | $25,187 | $26,762 | +6% |
| University of Puerto Rico-Mayaguez | $8,194 | $23,844 | +191% |
| Universidad Ana G. Mendez-Gurabo Campus | $17,709 | $23,116 | +31% |
| University of Puerto Rico-Rio Piedras | $10,082 | $22,761 | +126% |
Compare to Similar Programs in Puerto Rico
Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,340 | $26,047 | $20,965 | $12,250 | 0.47 | |
| $6,238 | $26,047 | $20,965 | $12,250 | 0.47 | |
| $6,920 | $25,187 | $26,762 | $28,250 | 1.12 | |
| $6,920 | $19,063 | $20,386 | $16,766 | 0.88 | |
| $6,920 | $17,709 | $23,116 | $10,516 | 0.59 | |
| $5,324 | $10,082 | $22,761 | $5,500 | 0.55 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Ponce, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.