Median Earnings (1yr)
$26,047
11th percentile (80th in PR)
Median Debt
$12,250
52% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
16
Limited data

Analysis

Among Puerto Rico's psychology programs, this one ranks in the 80th percentile for earnings—a meaningful achievement in a state where psychology graduates typically earn just $19,063 after graduation. The $26,047 first-year salary here nearly matches the top-performing program in the territory. However, the small sample size (under 30 graduates) makes these figures less reliable, and there's a troubling 19% earnings decline by year four, dropping graduates to just $20,965. While the $12,250 debt load is modest in absolute terms—roughly half the national median—it's still above Puerto Rico's typical $11,000 for psychology degrees.

The real concern is context: even this program's relatively strong Puerto Rico showing places it in just the 11th percentile nationally, where psychology graduates typically earn $31,482. That's a $10,000+ gap that reflects broader economic realities in Puerto Rico rather than program quality. The high admission rate and 81% Pell Grant participation suggest this serves students with limited options, making the modest debt particularly important. For families committed to staying in Puerto Rico where job markets and salaries differ significantly from the mainland, this program appears to be among the better psychology options available. For those considering mainland opportunities, the earnings trajectory should raise questions about career preparation and mobility.

Where Pontifical Catholic University of Puerto Rico-Ponce Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Pontifical Catholic University of Puerto Rico-PonceOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Pontifical Catholic University of Puerto Rico-Ponce graduates compare to all programs nationally

Pontifical Catholic University of Puerto Rico-Ponce graduates earn $26k, placing them in the 11th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pontifical Catholic University of Puerto Rico-Ponce$26,047$20,965$12,2500.47
Pontifical Catholic University of Puerto Rico-Arecibo$26,047$20,965$12,2500.47
Universidad Ana G. Mendez-Carolina Campus$25,187$26,762$28,2501.12
Universidad Ana G. Mendez-Cupey Campus$19,063$20,386$16,7660.88
Universidad Ana G. Mendez-Gurabo Campus$17,709$23,116$10,5160.59
University of Puerto Rico-Rio Piedras$10,082$22,761$5,5000.55
National Median$31,482—$25,5000.81

Other Psychology Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Pontifical Catholic University of Puerto Rico-Arecibo
Arecibo
$6,238$26,047$12,250
Universidad Ana G. Mendez-Carolina Campus
Carolina
$6,920$25,187$28,250
Universidad Ana G. Mendez-Cupey Campus
San Juan
$6,920$19,063$16,766
Universidad Ana G. Mendez-Gurabo Campus
Gurabo
$6,920$17,709$10,516
University of Puerto Rico-Rio Piedras
San Juan
$5,324$10,082$5,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Ponce, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.