Median Earnings (1yr)
$19,063
5th percentile
60th percentile in Puerto Rico
Median Debt
$16,766
34% below national median

Analysis

This psychology program's earnings fall dramatically short of national norms—by nearly $12,000—but that comparison misses the crucial context of Puerto Rico's distinct economic reality. At $19,063 first-year earnings, this program actually matches the median for PR psychology degrees and ranks at the 60th percentile among the island's 20 programs offering this major. The real concern isn't the absolute earnings figure but rather the $16,766 debt load, which exceeds Puerto Rico's state median by over $5,700 and sits in the 95th percentile nationally for debt burden.

For a family weighing this investment, the debt-to-earnings ratio of 0.88 means nearly a full year's salary just to cover what was borrowed. While that's manageable compared to some programs, sister campuses within the Ana G. Mendez system (Carolina and Gurabo) produce similar outcomes with presumably different cost structures. The 7% earnings growth over four years barely keeps pace with inflation, suggesting psychology graduates here face a stable but limited income trajectory.

The bottom line: If your child is committed to studying psychology in Puerto Rico and this campus offers the right environment, the debt level is the primary risk to manage. Before committing, compare actual attendance costs across the Ana G. Mendez campuses and consider whether University of Puerto Rico-Rio Piedras—despite its much lower graduate earnings—might offer a significantly lower debt burden that better matches local salary realities.

Where Universidad Ana G. Mendez-Cupey Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Universidad Ana G. Mendez-Cupey Campus graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Universidad Ana G. Mendez-Cupey Campus$19,063$20,386+7%
Universidad Ana G. Mendez-Carolina Campus$25,187$26,762+6%
University of Puerto Rico-Mayaguez$8,194$23,844+191%
Universidad Ana G. Mendez-Gurabo Campus$17,709$23,116+31%
University of Puerto Rico-Rio Piedras$10,082$22,761+126%

Compare to Similar Programs in Puerto Rico

Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Universidad Ana G. Mendez-Cupey CampusSan Juan$6,920$19,063$20,386$16,7660.88
Pontifical Catholic University of Puerto Rico-AreciboArecibo$6,238$26,047$20,965$12,2500.47
Pontifical Catholic University of Puerto Rico-PoncePonce$6,340$26,047$20,965$12,2500.47
Universidad Ana G. Mendez-Carolina CampusCarolina$6,920$25,187$26,762$28,2501.12
Universidad Ana G. Mendez-Gurabo CampusGurabo$6,920$17,709$23,116$10,5160.59
University of Puerto Rico-Rio PiedrasSan Juan$5,324$10,082$22,761$5,5000.55
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Cupey Campus, approximately 69% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.