Median Earnings (1yr)
$19,063
5th percentile (60th in PR)
Median Debt
$16,766
34% below national median
Debt-to-Earnings
0.88
Manageable
Sample Size
40
Adequate data

Analysis

This psychology program's earnings fall dramatically short of national norms—by nearly $12,000—but that comparison misses the crucial context of Puerto Rico's distinct economic reality. At $19,063 first-year earnings, this program actually matches the median for PR psychology degrees and ranks at the 60th percentile among the island's 20 programs offering this major. The real concern isn't the absolute earnings figure but rather the $16,766 debt load, which exceeds Puerto Rico's state median by over $5,700 and sits in the 95th percentile nationally for debt burden.

For a family weighing this investment, the debt-to-earnings ratio of 0.88 means nearly a full year's salary just to cover what was borrowed. While that's manageable compared to some programs, sister campuses within the Ana G. Mendez system (Carolina and Gurabo) produce similar outcomes with presumably different cost structures. The 7% earnings growth over four years barely keeps pace with inflation, suggesting psychology graduates here face a stable but limited income trajectory.

The bottom line: If your child is committed to studying psychology in Puerto Rico and this campus offers the right environment, the debt level is the primary risk to manage. Before committing, compare actual attendance costs across the Ana G. Mendez campuses and consider whether University of Puerto Rico-Rio Piedras—despite its much lower graduate earnings—might offer a significantly lower debt burden that better matches local salary realities.

Where Universidad Ana G. Mendez-Cupey Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Universidad Ana G. Mendez-Cupey CampusOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Universidad Ana G. Mendez-Cupey Campus graduates compare to all programs nationally

Universidad Ana G. Mendez-Cupey Campus graduates earn $19k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Universidad Ana G. Mendez-Cupey Campus$19,063$20,386$16,7660.88
Pontifical Catholic University of Puerto Rico-Arecibo$26,047$20,965$12,2500.47
Pontifical Catholic University of Puerto Rico-Ponce$26,047$20,965$12,2500.47
Universidad Ana G. Mendez-Carolina Campus$25,187$26,762$28,2501.12
Universidad Ana G. Mendez-Gurabo Campus$17,709$23,116$10,5160.59
University of Puerto Rico-Rio Piedras$10,082$22,761$5,5000.55
National Median$31,482—$25,5000.81

Other Psychology Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Pontifical Catholic University of Puerto Rico-Arecibo
Arecibo
$6,238$26,047$12,250
Pontifical Catholic University of Puerto Rico-Ponce
Ponce
$6,340$26,047$12,250
Universidad Ana G. Mendez-Carolina Campus
Carolina
$6,920$25,187$28,250
Universidad Ana G. Mendez-Gurabo Campus
Gurabo
$6,920$17,709$10,516
University of Puerto Rico-Rio Piedras
San Juan
$5,324$10,082$5,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Cupey Campus, approximately 69% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.