Psychology at Universidad Ana G. Mendez-Gurabo Campus
Bachelor's Degree
Analysis
The small sample size here demands caution, but the pattern is clear: this program generates some of the lowest psychology earnings in the country while carrying relatively modest debt. At $17,709 in the first year, graduates earn less than half the national median for psychology majors and fall below even Puerto Rico's already-low median of $19,063. Within the territory, this program sits at the 40th percentile—middle of the pack locally, but drastically behind comparable institutions like the Pontifical Catholic campuses, where graduates earn $26,000+.
The debt picture offers the only reassurance. At $10,516, students borrow roughly half what psychology majors take on elsewhere, creating a debt-to-earnings ratio of 0.59 that's manageable by absolute standards, even if the underlying earnings are concerning. The 31% earnings growth to year four suggests some recovery, though $23,116 still leaves graduates significantly behind peers. For a school serving 83% Pell-eligible students, keeping debt low matters enormously.
The reality: if your child is committed to studying psychology in Puerto Rico, this program won't bury them in debt, but they should expect years of financial constraint after graduation. The top-performing Puerto Rican programs demonstrate substantially better outcomes are possible, even within the same territory.
Where Universidad Ana G. Mendez-Gurabo Campus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Universidad Ana G. Mendez-Gurabo Campus graduates compare to all programs nationally
Universidad Ana G. Mendez-Gurabo Campus graduates earn $18k, placing them in the 5th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Puerto Rico
Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Universidad Ana G. Mendez-Gurabo Campus | $17,709 | $23,116 | $10,516 | 0.59 |
| Pontifical Catholic University of Puerto Rico-Arecibo | $26,047 | $20,965 | $12,250 | 0.47 |
| Pontifical Catholic University of Puerto Rico-Ponce | $26,047 | $20,965 | $12,250 | 0.47 |
| Universidad Ana G. Mendez-Carolina Campus | $25,187 | $26,762 | $28,250 | 1.12 |
| Universidad Ana G. Mendez-Cupey Campus | $19,063 | $20,386 | $16,766 | 0.88 |
| University of Puerto Rico-Rio Piedras | $10,082 | $22,761 | $5,500 | 0.55 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Puerto Rico
Compare tuition, earnings, and debt across Puerto Rico schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Pontifical Catholic University of Puerto Rico-Arecibo Arecibo | $6,238 | $26,047 | $12,250 |
| Pontifical Catholic University of Puerto Rico-Ponce Ponce | $6,340 | $26,047 | $12,250 |
| Universidad Ana G. Mendez-Carolina Campus Carolina | $6,920 | $25,187 | $28,250 |
| Universidad Ana G. Mendez-Cupey Campus San Juan | $6,920 | $19,063 | $16,766 |
| University of Puerto Rico-Rio Piedras San Juan | $5,324 | $10,082 | $5,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Gurabo Campus, approximately 83% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.