Analysis
The small sample size here demands caution, but the pattern is clear: this program generates some of the lowest psychology earnings in the country while carrying relatively modest debt. At $17,709 in the first year, graduates earn less than half the national median for psychology majors and fall below even Puerto Rico's already-low median of $19,063. Within the territory, this program sits at the 40th percentile—middle of the pack locally, but drastically behind comparable institutions like the Pontifical Catholic campuses, where graduates earn $26,000+.
The debt picture offers the only reassurance. At $10,516, students borrow roughly half what psychology majors take on elsewhere, creating a debt-to-earnings ratio of 0.59 that's manageable by absolute standards, even if the underlying earnings are concerning. The 31% earnings growth to year four suggests some recovery, though $23,116 still leaves graduates significantly behind peers. For a school serving 83% Pell-eligible students, keeping debt low matters enormously.
The reality: if your child is committed to studying psychology in Puerto Rico, this program won't bury them in debt, but they should expect years of financial constraint after graduation. The top-performing Puerto Rican programs demonstrate substantially better outcomes are possible, even within the same territory.
Where Universidad Ana G. Mendez-Gurabo Campus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Universidad Ana G. Mendez-Gurabo Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Universidad Ana G. Mendez-Gurabo Campus | $17,709 | $23,116 | +31% |
| Universidad Ana G. Mendez-Carolina Campus | $25,187 | $26,762 | +6% |
| University of Puerto Rico-Mayaguez | $8,194 | $23,844 | +191% |
| University of Puerto Rico-Rio Piedras | $10,082 | $22,761 | +126% |
| Pontifical Catholic University of Puerto Rico-Arecibo | $26,047 | $20,965 | -20% |
Compare to Similar Programs in Puerto Rico
Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,920 | $17,709 | $23,116 | $10,516 | 0.59 | |
| $6,238 | $26,047 | $20,965 | $12,250 | 0.47 | |
| $6,340 | $26,047 | $20,965 | $12,250 | 0.47 | |
| $6,920 | $25,187 | $26,762 | $28,250 | 1.12 | |
| $6,920 | $19,063 | $20,386 | $16,766 | 0.88 | |
| $5,324 | $10,082 | $22,761 | $5,500 | 0.55 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Gurabo Campus, approximately 83% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.