Analysis
Even among Puerto Rico's psychology programs—which already lag far behind mainland earnings—UPR-Rio Piedras ranks near the bottom at the 10th percentile statewide. First-year graduates earn just $10,082, less than half the Puerto Rico median of $19,063 and barely a third of the national figure. While the debt load of $5,500 is remarkably low (5th percentile nationally), that still represents more than half a year's initial earnings. Competing programs like Pontifical Catholic's Arecibo and Ponce campuses start graduates at $26,000—nearly 2.5 times higher.
The 126% earnings growth to $22,761 by year four shows graduates can improve their position substantially, though even this remains below the state median. For students who need to work immediately after graduation—and with 65% receiving Pell grants, many do—that first year at subsistence-level wages presents real hardship. The economic context in Puerto Rico differs from the mainland, but these numbers are concerning even within that context.
This program works only if your student can secure family financial support through those difficult early years and plans to pursue graduate education, where psychology careers truly begin. Otherwise, the top-ranked Puerto Rico programs offer significantly better starting positions for similar or slightly higher debt.
Where University of Puerto Rico-Rio Piedras Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Puerto Rico-Rio Piedras graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Puerto Rico-Rio Piedras | $10,082 | $22,761 | +126% |
| Universidad Ana G. Mendez-Carolina Campus | $25,187 | $26,762 | +6% |
| University of Puerto Rico-Mayaguez | $8,194 | $23,844 | +191% |
| Universidad Ana G. Mendez-Gurabo Campus | $17,709 | $23,116 | +31% |
| Pontifical Catholic University of Puerto Rico-Arecibo | $26,047 | $20,965 | -20% |
Compare to Similar Programs in Puerto Rico
Psychology bachelors's programs at peer institutions in Puerto Rico (20 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,324 | $10,082 | $22,761 | $5,500 | 0.55 | |
| $6,238 | $26,047 | $20,965 | $12,250 | 0.47 | |
| $6,340 | $26,047 | $20,965 | $12,250 | 0.47 | |
| $6,920 | $25,187 | $26,762 | $28,250 | 1.12 | |
| $6,920 | $19,063 | $20,386 | $16,766 | 0.88 | |
| $6,920 | $17,709 | $23,116 | $10,516 | 0.59 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Rio Piedras, approximately 65% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 77 graduates with debt data. Small samples may not be representative.