Psychology at Universidad Ana G. Mendez-Carolina Campus

This psychology program occupies an unusual position: it ranks in the 80th percentile among Puerto Rico programs but the 5th percentile nationally, reflecting the significant earnings gap between the island and mainland U.S. economies. At $25,187 one year out, graduates earn substantially more than the PR median of $19,063, and the program outperforms several University of Puerto Rico campuses and Ana G. Méndez sister schools. However, they're still earning $6,300 less than the national median for psychology graduates.

The debt picture adds complexity. The $28,250 median debt is nearly triple Puerto Rico's typical $10,999 for psychology programs, though it's close to the national median. For graduates staying in Puerto Rico's economy, this creates a debt-to-earnings ratio of 1.12—manageable but tight given the modest salary trajectory (just $26,762 by year four). The 70% Pell grant rate indicates most students come from low-income backgrounds, making debt burden particularly relevant.

If your child plans to stay in Puerto Rico after graduation, this program appears to be a stronger local option. If they're considering moving to the mainland where psychology salaries average 25% higher, the debt load becomes more reasonable. The key question is geographic mobility: this degree performs well within its market but prices closer to national rates.