Analysis
A $19,125 debt load for this degree lands you in a relatively favorable position—at the 89th percentile nationally, meaning most similar programs leave graduates with considerably more debt. Combined with estimated first-year earnings around $53,400 based on comparable sales and merchandising programs nationwide, you're looking at a debt-to-earnings ratio of 0.36, which is manageable by most standards. The year-one earnings estimate aligns almost perfectly with the national median for this field, though it's worth noting this figure comes from peer programs rather than SUNY Old Westbury's actual graduate outcomes.
The four-year earnings data of $52,464—which does reflect this school's graduates—reveals something important: sales careers don't show the dramatic income growth you might see in technical fields. The modest difference between estimated year-one and actual year-four earnings suggests either a slow climb or varied career paths among graduates. What matters here is whether your child can build momentum in sales through networking and performance, factors that often matter more than the credential itself. The fact that 47% of students receive Pell grants indicates this program serves economically diverse students who need education to translate directly into employment.
The practical verdict: you're getting into the workforce with below-average debt for this field and earnings that hold steady with national norms. If your child has the interpersonal skills and drive that sales careers reward, this represents reasonable financial positioning—just understand that the earnings ceiling requires hustle beyond the degree.
Where SUNY Old Westbury Stands
Earnings vs. debt across all general sales, merchandising bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| SUNY Old Westbury | — | $52,464 | — |
| Baylor University | $84,271 | $129,286 | +53% |
| Western Governors University | $93,151 | $81,347 | -13% |
| Rochester Institute of Technology | $45,947 | $67,214 | +46% |
| CUNY Bernard M Baruch College | $41,897 | $64,013 | +53% |
Compare to Similar Programs in New York
General Sales, Merchandising bachelors's programs at peer institutions in New York (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,379 | $53,449* | $52,464 | $19,125 | — | |
| $57,016 | $45,947* | $67,214 | $24,587 | 0.54 | |
| $7,464 | $41,897* | $64,013 | $9,850 | 0.24 | |
| National Median | — | $53,448* | — | $24,649 | 0.46 |
Career Paths
Occupations commonly associated with general sales, merchandising graduates
Business Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products
Solar Sales Representatives and Assessors
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Advertising Sales Agents
Travel Agents
Parts Salespersons
Wholesale and Retail Buyers, Except Farm Products
Purchasing Agents, Except Wholesale, Retail, and Farm Products
First-Line Supervisors of Retail Sales Workers
First-Line Supervisors of Non-Retail Sales Workers
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY Old Westbury, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 26 similar programs. Actual outcomes may vary.