Median Earnings (1yr)
$44,891
51st percentile (40th in CA)
Median Debt
$21,500
11% below national median
Debt-to-Earnings
0.48
Manageable
Sample Size
79
Adequate data

Analysis

USF's marketing program starts graduates at essentially the national median salary but stands out for remarkable income growth—earnings jump 73% by year four, reaching nearly $78,000. That trajectory matters more than the below-median California start, especially given that most top-earning California marketing programs (Santa Clara, USD) cost significantly more in tuition and debt.

The concerning element here is the debt load. At $21,500, graduates carry more debt than 73% of marketing students nationally, despite relatively modest starting pay. However, the manageable 0.48 debt-to-earnings ratio and strong mid-career growth suggest most graduates can handle repayment. The real question is whether that debt reflects USF's private school premium—and whether your child could achieve similar outcomes at a lower-cost option like San Francisco State, where graduates start at $52,000 with comparable debt.

For families who value the USF network and Jesuit education model, the numbers work out reasonably well. The program delivers solid long-term earnings growth that validates the initial investment. But cost-conscious families should compare financial aid packages carefully, as the debt here runs high for what begins as an average-paying marketing degree.

Where University of San Francisco Stands

Earnings vs. debt across all marketing bachelors's programs nationally

University of San FranciscoOther marketing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of San Francisco graduates compare to all programs nationally

University of San Francisco graduates earn $45k, placing them in the 51th percentile of all marketing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Marketing bachelors's programs at peer institutions in California (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of San Francisco$44,891$77,629$21,5000.48
University of Phoenix-California$63,570$53,053$45,0700.71
Santa Clara University$58,493$79,997$19,7120.34
University of San Diego$56,313$69,411$21,3750.38
Ashford University$54,286$45,421$38,2340.70
San Francisco State University$52,072$60,322$12,3040.24
National Median$44,728—$24,2670.54

Other Marketing Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Phoenix-California
Ontario
—$63,570$45,070
Santa Clara University
Santa Clara
$59,241$58,493$19,712
University of San Diego
San Diego
$56,444$56,313$21,375
Ashford University
San Diego
$13,160$54,286$38,234
San Francisco State University
San Francisco
$7,424$52,072$12,304

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Francisco, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 79 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.