Location: Lebanon, TN•In-State Tuition: $27,840•Admission Rate: 67%
Est. Earnings (1yr)
$40,825
Est. from TN median (10 programs)
Est. Median Debt
$26,000
Est. from national median (215 programs)

Analysis

Is a bachelor's in marketing worth $26,000 in debt when first-year earnings hover around $41,000? Based on similar Tennessee marketing programs, Cumberland's graduates likely face a debt burden roughly 64% of their starting salary—manageable by most standards, though the debt estimate runs slightly higher than what other Tennessee marketing programs typically report. The earnings picture mirrors the state median exactly, suggesting Cumberland holds its own among Tennessee schools, even if it trails flagship programs like UT-Knoxville and Belmont by $5,000-6,000 annually.

What complicates the calculation is that both figures are estimates drawn from peer institutions rather than Cumberland's actual outcomes. The $26,000 debt projection comes from national patterns across similar private schools, while the earnings estimate reflects Tennessee's broader marketing program landscape. This means your investment hinges partly on whether Cumberland's specific outcomes align with these state and national norms—something the suppressed data prevents us from confirming.

The realistic takeaway: if Cumberland matches typical Tennessee marketing programs, you're looking at a survivable debt load and competitive starting salary for the region, though not the earnings premium that top Tennessee schools deliver. The 0.64 debt-to-earnings ratio suggests graduates can reasonably manage loan payments, but without program-specific data, you're essentially betting on Cumberland performing at the state average rather than below it.

Where Cumberland University Stands

Earnings vs. debt across all marketing bachelors's programs nationally

Cumberland University (estimated ±10%)Other marketing programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs in Tennessee

Marketing bachelors's programs at peer institutions in Tennessee (23 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Cumberland UniversityLebanon$27,840$40,825*—$26,000*—
Belmont UniversityNashville$41,320$46,968*$48,037—*—
The University of Tennessee-KnoxvilleKnoxville$13,484$46,896*$55,676$19,500*0.42
University of MemphisMemphis$10,344$43,986*$48,886$21,904*0.50
Middle Tennessee State UniversityMurfreesboro$9,506$43,612*$54,938$20,708*0.47
Lipscomb UniversityNashville$38,824$41,660*—$24,625*0.59
National Median—$44,728*—$24,267*0.54
* Estimated from similar programs

Career Paths

Occupations commonly associated with marketing graduates

Advertising and Promotions Managers

Plan, direct, or coordinate advertising policies and programs or produce collateral materials, such as posters, contests, coupons, or giveaways, to create extra interest in the purchase of a product or service for a department, an entire organization, or on an account basis.

$159,660/yrJobs growth:Bachelor's degree

Marketing Managers

Plan, direct, or coordinate marketing policies and programs, such as determining the demand for products and services offered by a firm and its competitors, and identify potential customers. Develop pricing strategies with the goal of maximizing the firm's profits or share of the market while ensuring the firm's customers are satisfied. Oversee product development or monitor trends that indicate the need for new products and services.

$159,660/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Fundraising Managers

Plan, direct, or coordinate activities to solicit and maintain funds for special projects or nonprofit organizations.

$132,870/yrJobs growth:Bachelor's degree

Web and Digital Interface Designers

Design digital user interfaces or websites. Develop and test layouts, interfaces, functionality, and navigation menus to ensure compatibility and usability across browsers or devices. May use web framework applications as well as client-side code and processes. May evaluate web design following web and accessibility standards, and may analyze web use metrics and optimize websites for marketability and search engine ranking. May design and test interfaces that facilitate the human-computer interaction and maximize the usability of digital devices, websites, and software with a focus on aesthetics and design. May create graphics used in websites and manage website content and links.

$95,380/yrJobs growth:Bachelor's degree

Video Game Designers

Design core features of video games. Specify innovative game and role-play mechanics, story lines, and character biographies. Create and maintain design documentation. Guide and collaborate with production staff to produce games as designed.

$95,380/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Market Research Analysts and Marketing Specialists

Research conditions in local, regional, national, or online markets. Gather information to determine potential sales of a product or service, or plan a marketing or advertising campaign. May gather information on competitors, prices, sales, and methods of marketing and distribution. May employ search marketing tactics, analyze web metrics, and develop recommendations to increase search engine ranking and visibility to target markets.

$76,950/yrJobs growth:Bachelor's degree

Search Marketing Strategists

Employ search marketing tactics to increase visibility and engagement with content, products, or services in Internet-enabled devices or interfaces. Examine search query behaviors on general or specialty search engines or other Internet-based content. Analyze research, data, or technology to understand user intent and measure outcomes for ongoing optimization.

$76,950/yrJobs growth:Bachelor's degree

Fundraisers

Organize activities to raise funds or otherwise solicit and gather monetary donations or other gifts for an organization. May design and produce promotional materials. May also raise awareness of the organization's work, goals, and financial needs.

$66,490/yrJobs growth:Bachelor's degree

Survey Researchers

Plan, develop, or conduct surveys. May analyze and interpret the meaning of survey data, determine survey objectives, or suggest or test question wording. Includes social scientists who primarily design questionnaires or supervise survey teams.

$63,380/yrJobs growth:Master's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cumberland University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in TN. Actual outcomes may vary.