Median Earnings (1yr)
$43,612
43rd percentile (60th in TN)
Median Debt
$20,708
15% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
118
Adequate data

Analysis

Middle Tennessee State's marketing program punches above its weight for Tennessee students. While earnings start slightly below the national median at $43,612, this program ranks in the 60th percentile statewide—outperforming more than half of Tennessee's marketing programs despite MTSU's accessible admissions profile. The 26% earnings growth to nearly $55,000 by year four suggests graduates gain traction quickly in the job market, catching up to and surpassing many peer programs.

The debt picture strengthens the value case. At $20,708, graduates leave with about $3,500 less debt than the national median and roughly $1,100 less than Tennessee's typical marketing program. That translates to a debt-to-earnings ratio of 0.47—meaning graduates owe less than half their first-year salary, a manageable burden that won't derail other financial goals in their twenties.

For a Tennessee family weighing in-state options, MTSU delivers comparable outcomes to flagship UT-Knoxville (which starts at $46,896) but with potentially lower tuition costs and more accessible admissions. The program sits comfortably in the middle tier of the state's offerings—not the absolute highest earner, but solid performance with notably lower debt than many alternatives. That's a reasonable return for students who want to stay in Tennessee without the pressure of ultra-competitive admissions.

Where Middle Tennessee State University Stands

Earnings vs. debt across all marketing bachelors's programs nationally

Middle Tennessee State UniversityOther marketing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Middle Tennessee State University graduates compare to all programs nationally

Middle Tennessee State University graduates earn $44k, placing them in the 43th percentile of all marketing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Marketing bachelors's programs at peer institutions in Tennessee (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Middle Tennessee State University$43,612$54,938$20,7080.47
Belmont University$46,968$48,037——
The University of Tennessee-Knoxville$46,896$55,676$19,5000.42
University of Memphis$43,986$48,886$21,9040.50
Lipscomb University$41,660—$24,6250.59
Tennessee Technological University$39,990$43,953$17,4250.44
National Median$44,728—$24,2670.54

Other Marketing Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Belmont University
Nashville
$41,320$46,968—
The University of Tennessee-Knoxville
Knoxville
$13,484$46,896$19,500
University of Memphis
Memphis
$10,344$43,986$21,904
Lipscomb University
Nashville
$38,824$41,660$24,625
Tennessee Technological University
Cookeville
$10,084$39,990$17,425

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middle Tennessee State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 118 graduates with reported earnings and 94 graduates with debt data. Small samples may not be representative.