Median Earnings (1yr)
$61,071
67th percentile
Median Debt
$21,500
5% below national median
Debt-to-Earnings
0.35
Manageable
Sample Size
99
Adequate data

Analysis

Florida State's Insurance program launches graduates into solid starting salaries of $61,000—roughly $5,000 above the national median—and delivers impressive momentum from there. Four years out, median earnings jump to $78,000, a 29% increase that suggests graduates are moving quickly into underwriting management or specialized risk analysis roles. The debt load of $21,500 is reasonable, translating to just 0.35 times first-year earnings.

The competitive landscape here is limited: FSU is one of only two Florida schools offering an undergraduate insurance degree, which may explain why it places in the 60th percentile statewide—there's simply not much local competition. Nationally, ranking in the 67th percentile is respectable for a specialized business program, though not exceptional. The real advantage appears to be FSU's location in Florida's insurance hub, where property and casualty markets offer ample entry points for new graduates.

For parents worried about whether a specialized business degree justifies the investment, the numbers here are reassuring. Graduates leave with manageable debt and see meaningful salary progression in their first few years. The insurance industry values this specific credential, and FSU's network in Florida's market seems to translate into tangible outcomes. Just understand you're committing to a professional path early—this isn't the liberal arts degree with infinite flexibility.

Where Florida State University Stands

Earnings vs. debt across all insurance bachelors's programs nationally

Florida State UniversityOther insurance programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Florida State University graduates compare to all programs nationally

Florida State University graduates earn $61k, placing them in the 67th percentile of all insurance bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Insurance bachelors's programs at peer institutions in Florida (2 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Florida State University$61,071$78,449$21,5000.35
National Median$55,819—$22,7280.41

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida State University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 99 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.