Insurance at St. John's University-New York
Bachelor's Degree
Analysis
St. John's Insurance program graduates earn $70,752 in their first year—nearly $15,000 above the national median and ranking in the 95th percentile nationally. That's exceptional performance for a program at a school with an 80% acceptance rate. The earnings trajectory looks solid too, climbing 21% to $85,642 by year four. With just under $25,000 in debt, graduates face a manageable 0.34 debt-to-earnings ratio, meaning they're borrowing less than five months of income.
The state context tells an interesting story. New York has only four schools offering insurance bachelor's degrees, and St. John's sits right at the state median for both earnings and debt. This isn't a weakness—it reflects how competitive the New York insurance market is. That 60th percentile state ranking would be unremarkable in most fields, but here it means your child is entering one of the country's strongest regional markets for insurance careers, likely benefiting from proximity to major insurance companies and financial services firms concentrated in the New York metro area.
For a student interested in insurance, this program offers a rare combination: strong national standing, access to a high-paying regional market, and reasonable debt. The moderate sample size suggests consistent placement rather than outlier results.
Where St. John's University-New York Stands
Earnings vs. debt across all insurance bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How St. John's University-New York graduates compare to all programs nationally
St. John's University-New York graduates earn $71k, placing them in the 95th percentile of all insurance bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Insurance bachelors's programs at peer institutions in New York (4 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| St. John's University-New York | $70,752 | $85,642 | $24,125 | 0.34 |
| National Median | $55,819 | — | $22,728 | 0.41 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. John's University-New York, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 63 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.