Analysis
St. John's Insurance program graduates earn $70,752 in their first year—nearly $15,000 above the national median and ranking in the 95th percentile nationally. That's exceptional performance for a program at a school with an 80% acceptance rate. The earnings trajectory looks solid too, climbing 21% to $85,642 by year four. With just under $25,000 in debt, graduates face a manageable 0.34 debt-to-earnings ratio, meaning they're borrowing less than five months of income.
The state context tells an interesting story. New York has only four schools offering insurance bachelor's degrees, and St. John's sits right at the state median for both earnings and debt. This isn't a weakness—it reflects how competitive the New York insurance market is. That 60th percentile state ranking would be unremarkable in most fields, but here it means your child is entering one of the country's strongest regional markets for insurance careers, likely benefiting from proximity to major insurance companies and financial services firms concentrated in the New York metro area.
For a student interested in insurance, this program offers a rare combination: strong national standing, access to a high-paying regional market, and reasonable debt. The moderate sample size suggests consistent placement rather than outlier results.
Where St. John's University-New York Stands
Earnings vs. debt across all insurance bachelors's programs nationally
Earnings Distribution
How St. John's University-New York graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| St. John's University-New York | $70,752 | $85,642 | +21% |
| University of Wisconsin-Madison | $78,796 | $96,327 | +22% |
| Temple University | $66,080 | $78,623 | +19% |
| Florida State University | $61,071 | $78,449 | +28% |
| Saint Joseph's University - Philadelphia | $66,523 | $78,262 | +18% |
Compare to Similar Programs Nationally
Insurance bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $50,110 | $70,752 | $85,642 | $24,125 | 0.34 | |
| $11,205 | $78,796 | $96,327 | $20,500 | 0.26 | |
| $51,340 | $66,523 | $78,262 | $23,016 | 0.35 | |
| $22,082 | $66,080 | $78,623 | $26,000 | 0.39 | |
| $11,180 | $64,131 | $76,315 | $22,394 | 0.35 | |
| $12,688 | $63,417 | $73,714 | $25,995 | 0.41 | |
| National Median | — | $55,819 | — | $22,728 | 0.41 |
Career Paths
Occupations commonly associated with insurance graduates
Compensation and Benefits Managers
Business Teachers, Postsecondary
Insurance Underwriters
Compensation, Benefits, and Job Analysis Specialists
Claims Adjusters, Examiners, and Investigators
Insurance Appraisers, Auto Damage
Insurance Sales Agents
Appraisers of Personal and Business Property
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. John's University-New York, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 63 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.