Insurance at University of South Carolina-Columbia

South Carolina's insurance program starts graduates at $63,417—beating the national median by nearly $8,000 and landing in the 74th percentile nationally. That $25,995 in typical debt translates to a debt-to-earnings ratio of 0.41, meaning graduates earn more than twice what they owe in their first year alone. This is unusually favorable: the program ranks in just the 5th percentile for debt nationally, indicating one of the lowest debt loads among insurance programs nationwide.

The earnings trajectory looks solid, with a 16% increase to $73,714 by year four. While this is the only insurance program in South Carolina (making the state percentile comparison less meaningful), the strong national standing and robust graduate sample size suggest consistent outcomes. The combination of well-above-average starting pay and remarkably low debt makes this one of the cleaner value propositions in specialized business programs.

For families concerned about return on investment in a niche field, these numbers are straightforward: graduates typically owe less than $26,000 while entering a career path with immediate earning power and steady growth. The insurance industry's demand for specialized talent appears to translate directly into graduate outcomes here.