Insurance at Kent State University at East Liverpool

An estimated $22,400 in debt against $55,800 in first-year earnings suggests a manageable financial picture for this insurance program, with debt representing about 40% of first year income—well below the concerning 1:1 threshold. These figures come from comparing similar bachelor's insurance programs nationally, since Kent State East Liverpool's graduating class was too small for the Department of Education to publish outcomes. Insurance as a field typically produces stable, middle-class earnings right out of college, and these estimates align with national medians for the major.

The challenge here isn't the numbers themselves—it's the uncertainty. With only 65 schools nationwide offering bachelor's degrees in insurance and just 12 in Ohio, this is already a niche field. When a program has too few graduates for the government to track their outcomes, it raises practical questions about cohort size, network effects, and whether the regional job market can absorb graduates consistently. The low Pell Grant percentage (24%) might also indicate a program serving primarily traditional students rather than the working adults who often populate evening programs at regional campuses.

The estimated debt-to-earnings ratio looks workable on paper, but you're making a bet on limited information. If your child is certain about insurance as a career and values staying close to this particular Ohio community, the numbers aren't alarming. But with so few data points and no reported outcomes from any Ohio insurance programs, consider whether larger programs with established track records might offer more predictable pathways into the field.