Analysis
An estimated $22,400 in debt to enter a field where similar bachelor's programs nationally produce first-year earnings around $55,800—that's a manageable debt-to-earnings ratio of 0.4, putting students in position to pay down loans without financial strain. For families evaluating Kent State Geauga's insurance program, these estimates based on peer programs nationwide suggest a practical path into a specialized business field that doesn't require graduate school to launch a career.
The challenge here is uncertainty. With only 65 schools nationwide offering insurance degrees and limited program-specific data available, we're working with broad national averages rather than Kent State Geauga's actual outcomes. Insurance as a field tends toward steady, middle-class employment—think underwriters, claims adjusters, and risk analysts—but career trajectories can vary significantly based on whether graduates land at major carriers versus regional agencies, and whether they pursue industry certifications that can substantially boost earning potential beyond that first-year figure.
For families comfortable with some ambiguity, the estimated numbers point to reasonable value: you're likely looking at debt that's less than half of first-year income in a profession with clear career ladders. But without this campus's actual graduate outcomes, you're making that judgment based on what's typical elsewhere, not what Kent State Geaugh specifically delivers. If your student is certain about insurance, request placement data directly from the program to see where recent graduates actually landed.
Where Kent State University at Geauga Stands
Earnings vs. debt across all insurance bachelors's programs nationally
Compare to Similar Programs Nationally
Insurance bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,272 | $55,819* | — | $22,394* | — | |
| $11,205 | $78,796* | $96,327 | $20,500* | 0.26 | |
| $50,110 | $70,752* | $85,642 | $24,125* | 0.34 | |
| $51,340 | $66,523* | $78,262 | $23,016* | 0.35 | |
| $22,082 | $66,080* | $78,623 | $26,000* | 0.39 | |
| $11,180 | $64,131* | $76,315 | $22,394* | 0.35 | |
| National Median | — | $55,819* | — | $22,728* | 0.41 |
Career Paths
Occupations commonly associated with insurance graduates
Compensation and Benefits Managers
Business Teachers, Postsecondary
Insurance Underwriters
Compensation, Benefits, and Job Analysis Specialists
Claims Adjusters, Examiners, and Investigators
Insurance Appraisers, Auto Damage
Insurance Sales Agents
Appraisers of Personal and Business Property
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kent State University at Geauga, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 20 similar programs. Actual outcomes may vary.