Est. Earnings (1yr)
$55,819
Est. from national median (20 programs)
Est. Median Debt
$22,394
Est. from national median (13 programs)

Analysis

In a field where specialized knowledge commands a premium, Kent State's Insurance program positions graduates for a stable start, with first-year earnings around $56,000—a figure derived from national peers in this relatively niche major. With estimated debt of $22,400, graduates would face a debt-to-earnings ratio of 0.40, meaning roughly five months of pre-tax income to cover the full balance. That's a manageable burden by most standards, though the lack of actual Kent State outcomes means we're working with national averages rather than this program's specific track record.

The real question is trajectory. Insurance careers often reward professional certifications and experience more than the degree itself, and that $56,000 starting point could rise significantly as graduates earn industry credentials. However, with only 65 bachelor's programs nationwide offering this specialization, you're betting on a less-traveled path. Kent State's high admission rate and broad accessibility suggest it's not filtering for elite students, which might mean the program itself—rather than student selectivity—drives outcomes.

For a risk-averse parent, the numbers suggest a reasonable floor: you're not staring at crushing debt for minimal returns. But verify whether Kent State maintains strong industry connections in Ohio's insurance sector, since relationships with employers could matter more here than the estimated figures suggest.

Where Kent State University at Kent Stands

Earnings vs. debt across all insurance bachelors's programs nationally

Compare to Similar Programs Nationally

Insurance bachelors's programs at top institutions nationally

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Kent State University at KentKent$12,846$55,819*$22,394*
University of Wisconsin-MadisonMadison$11,205$78,796*$96,327$20,500*0.26
St. John's University-New YorkQueens$50,110$70,752*$85,642$24,125*0.34
Saint Joseph's University - PhiladelphiaPhiladelphia$51,340$66,523*$78,262$23,016*0.35
Temple UniversityPhiladelphia$22,082$66,080*$78,623$26,000*0.39
University of GeorgiaAthens$11,180$64,131*$76,315$22,394*0.35
National Median$55,819*$22,728*0.41
* Estimated from similar programs

Career Paths

Occupations commonly associated with insurance graduates

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

Compensation, Benefits, and Job Analysis Specialists

Conduct programs of compensation and benefits and job analysis for employer. May specialize in specific areas, such as position classification and pension programs.

$77,020/yrJobs growth:Bachelor's degree

Claims Adjusters, Examiners, and Investigators

Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.

$76,790/yrJobs growth:

Insurance Appraisers, Auto Damage

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

$76,790/yrJobs growth:

Insurance Sales Agents

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

$60,370/yrJobs growth:High school diploma or equivalent

Appraisers of Personal and Business Property

Appraise and estimate the fair value of tangible personal or business property, such as jewelry, art, antiques, collectibles, and equipment. May also appraise land.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Kent State University at Kent, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 20 similar programs. Actual outcomes may vary.