Insurance at University of North Texas

At $59,022 straight out of college, UNT's insurance program already puts graduates above the national median, but the real story unfolds over time. By year four, earnings jump to nearly $78,000—a 32% increase that suggests strong career progression in the insurance industry. With debt of just $21,204, graduates face a manageable 0.36 debt-to-earnings ratio, meaning they could theoretically pay off their loans in about four months of gross income.

The program ranks solidly in the 60th percentile both nationally and within Texas, though comparing Texas programs is tricky since only four schools in the state offer insurance degrees. What matters more is the trajectory: insurance is a field where experience and professional designations drive salary growth, and these graduates appear to be on that upward path. The moderate debt load—actually below the national average for this major—makes the financial equation work even in those early years.

For families evaluating this program, the combination of immediate employability and strong earnings growth makes it a practical choice. UNT's accessible admission profile (72% acceptance rate) means this outcome is achievable for a broad range of students, not just those with elite credentials. This is the kind of program where graduates can start working, building equity, and advancing without the debt burden that derails other career paths.