Analysis
The numbers here tell a story of timing—graduates start around minimum wage ($13,000) but reach $31,483 by year four, a trajectory that could make sense for students entering retail management roles that require building experience. However, carrying $29,180 in debt during that initial period of very low earnings creates real financial pressure. While this program ranks in the 60th percentile within Texas, that's misleading context since Wade College is currently the only school in the state reporting data for this associate's degree in sales and merchandising.
The debt-to-earnings ratio of 2.25 means graduates owe more than twice what they earn in their first year—well above the 1:1 threshold that financial aid experts recommend. For Wade's predominantly working-class student body (68% receive Pell grants), those first few years could involve difficult choices between loan payments and basic living expenses. The eventual earnings growth is encouraging, but it's a long climb back from that starting point.
Parents should recognize this program serves as one of the few formal pathways into sales and merchandising in Texas, but the small sample size (under 30 graduates) means these figures may not be representative. The high debt burden relative to early earnings makes this viable primarily for students who can supplement income through family support or who already have connections in retail management that might accelerate their progression past that low-earning initial phase.
Where Wade College Stands
Earnings vs. debt across all general sales, merchandising associates's programs nationally
Earnings Distribution
How Wade College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Wade College | $12,995 | $31,483 | +142% |
| Minnesota State Community and Technical College | $39,563 | $45,802 | +16% |
| Greenville Technical College | $27,524 | $27,978 | +2% |
| Huntington Junior College | $25,876 | $22,460 | -13% |
| Harrisburg Area Community College | $38,826 | $19,903 | -49% |
Compare to Similar Programs Nationally
General Sales, Merchandising associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,692 | $12,995 | $31,483 | $29,180 | 2.25 | |
| $6,391 | $60,215 | — | $17,031 | 0.28 | |
| $5,900 | $39,563 | $45,802 | $17,500 | 0.44 | |
| $7,373 | $38,826 | $19,903 | $21,141 | 0.54 | |
| $4,788 | $28,150 | — | $16,361 | 0.58 | |
| $5,639 | $27,524 | $27,978 | $13,953 | 0.51 | |
| National Median | — | $27,837 | — | $17,266 | 0.62 |
Career Paths
Occupations commonly associated with general sales, merchandising graduates
Business Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products
Solar Sales Representatives and Assessors
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Advertising Sales Agents
Travel Agents
Parts Salespersons
Wholesale and Retail Buyers, Except Farm Products
Purchasing Agents, Except Wholesale, Retail, and Farm Products
First-Line Supervisors of Retail Sales Workers
First-Line Supervisors of Non-Retail Sales Workers
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wade College, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.