General Sales, Merchandising at Wade College
Associate's Degree
Analysis
The numbers here tell a story of timing—graduates start around minimum wage ($13,000) but reach $31,483 by year four, a trajectory that could make sense for students entering retail management roles that require building experience. However, carrying $29,180 in debt during that initial period of very low earnings creates real financial pressure. While this program ranks in the 60th percentile within Texas, that's misleading context since Wade College is currently the only school in the state reporting data for this associate's degree in sales and merchandising.
The debt-to-earnings ratio of 2.25 means graduates owe more than twice what they earn in their first year—well above the 1:1 threshold that financial aid experts recommend. For Wade's predominantly working-class student body (68% receive Pell grants), those first few years could involve difficult choices between loan payments and basic living expenses. The eventual earnings growth is encouraging, but it's a long climb back from that starting point.
Parents should recognize this program serves as one of the few formal pathways into sales and merchandising in Texas, but the small sample size (under 30 graduates) means these figures may not be representative. The high debt burden relative to early earnings makes this viable primarily for students who can supplement income through family support or who already have connections in retail management that might accelerate their progression past that low-earning initial phase.
Where Wade College Stands
Earnings vs. debt across all general sales, merchandising associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Wade College graduates compare to all programs nationally
Wade College graduates earn $13k, placing them in the 5th percentile of all general sales, merchandising associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
General Sales, Merchandising associates's programs at peer institutions in Texas
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Wade College | $12,995 | $31,483 | $29,180 | 2.25 |
| National Median | $27,837 | — | $17,266 | 0.62 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wade College, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.