Analysis
A $23,500 debt load for a marketing degree that typically yields around $44,000 in first-year earnings creates a manageable 0.53 debt-to-earnings ratio—though that's assuming this small program follows the broader Texas pattern. With data suppressed due to low graduate counts, we're relying on what similar marketing programs across Texas produce. The actual outcomes at Southwestern Adventist could vary significantly, especially given the school's modest selectivity and the fact that top marketing programs in the state generate earnings 30-50% higher.
The real concern isn't the debt itself—$23,500 sits comfortably below the national median for marketing degrees—but whether this program can deliver earnings competitive with peer schools. Marketing is a field where institutional brand and network matter considerably, and Southwestern Adventist's limited visibility compared to programs at UT Austin or TCU could affect initial placement opportunities. If your child actually graduates with earnings closer to $35,000 or $40,000 rather than the state median, that modest debt becomes harder to service.
Before committing, try to find recent graduates willing to discuss their actual job outcomes. With such limited data, you're betting that this program performs at least as well as the typical Texas marketing degree—a bet that's harder to assess without track record transparency.
Where Southwestern Adventist University Stands
Earnings vs. debt across all marketing bachelors's programs nationally
Compare to Similar Programs in Texas
Marketing bachelors's programs at peer institutions in Texas (57 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,588 | $43,941* | — | $23,500* | — | |
| $57,220 | $68,497* | $81,394 | $19,250* | 0.28 | |
| — | $63,570* | $53,053 | $45,070* | 0.71 | |
| $11,678 | $59,428* | $74,178 | $19,625* | 0.33 | |
| $54,844 | $57,162* | $59,964 | $21,775* | 0.38 | |
| $51,352 | $55,928* | $60,350 | $23,500* | 0.42 | |
| National Median | — | $44,728* | — | $24,267* | 0.54 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Adventist University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 41 similar programs in TX. Actual outcomes may vary.