Insurance at University of Central Oklahoma

The numbers suggest a practical but unexceptional path into the insurance industry. First-year earnings of $50,182 place this program below the national median of $55,819 for insurance bachelor's degrees—in fact, it ranks at just the 21st percentile nationally. The estimated debt of $22,394 (based on the national median for similar programs at this institution type) produces a manageable 0.45 debt-to-earnings ratio, meaning graduates would owe roughly five months of their first-year salary. That's a workable number that shouldn't create overwhelming financial pressure.

The earnings gap matters because insurance is one of those fields where entry-level compensation can vary significantly by employer and location. National peer programs suggest graduates typically earn around $56,000, with top-quartile programs reaching $63,600. UCO's outcomes land considerably short of these benchmarks, which could reflect the local Oklahoma market, the program's network connections, or the types of insurance roles graduates secure. Since this is the only insurance bachelor's program with available data in Oklahoma, there's no direct state comparison to help clarify whether this is a regional ceiling or a school-specific issue.

For a student certain about pursuing insurance, this program offers reasonable debt exposure with immediate employment in a stable field. But the below-average earnings trajectory means your child would be starting behind peers from stronger programs—a gap that matters over a career spanning decades.