Insurance at University of Louisiana at Monroe

ULM's insurance program graduates earn $49,294 in their first year—about $6,500 below the national median for insurance majors, landing in just the 16th percentile nationally. However, context matters: Louisiana has only two schools offering this degree, and ULM matches the state median exactly. For families staying in-state, this is essentially their baseline option for specialized insurance education.

The debt picture is reasonable at $22,957, creating a manageable 0.47 debt-to-earnings ratio. Graduates owe less than half their first-year salary, which means most could pay down their loans within a few years while maintaining a decent standard of living. The moderate sample size (30-100 graduates) suggests consistent program outcomes rather than isolated results.

The fundamental question is whether specialized insurance training justifies earnings that trail the national field by 12%. If your student plans to work in Louisiana's insurance market—particularly in Monroe or other regional hubs—this program provides direct industry preparation with controllable debt. But families should recognize they're choosing regional career preparation over higher-earning alternatives in larger insurance markets. For students committed to the field and the region, the math works. For those exploring options, the earnings ceiling is worth considering against other business concentrations that might offer more geographic flexibility.