Insurance at University of Mississippi
Bachelor's Degree
Analysis
Ole Miss's Insurance program produces first-year earnings of $55,154 against $22,500 in debt—a manageable 0.41 debt-to-earnings ratio that compares favorably to typical bachelor's degrees. While these numbers land slightly below the national median for insurance programs, they rank in the 60th percentile within Mississippi, making this the state's stronger option for students committed to staying in-state. The nearly $55,000 starting salary provides solid footing for recent graduates, especially given that insurance careers typically offer clear advancement paths and stable employment.
The program's accessibility—Ole Miss admits 98% of applicants—means this pathway is open to most Mississippi students interested in risk management and insurance careers. The $22,500 debt load is entirely reasonable for a field with this earning potential, and graduates should be able to manage payments comfortably on their starting salary. However, the fact that Mississippi only has two programs offering this degree suggests limited in-state opportunities overall, so students should consider whether they're willing to relocate for better career prospects after graduation.
For families seeking a practical business degree with immediate earning potential, this program delivers good value without the debt burden that often accompanies professional training. Just understand you're choosing a specialized field—make sure your student has genuine interest in insurance and risk management rather than viewing this as a general business fallback.
Where University of Mississippi Stands
Earnings vs. debt across all insurance bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Mississippi graduates compare to all programs nationally
University of Mississippi graduates earn $55k, placing them in the 47th percentile of all insurance bachelors programs nationally.
Compare to Similar Programs in Mississippi
Insurance bachelors's programs at peer institutions in Mississippi (2 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Mississippi | $55,154 | — | $22,500 | 0.41 |
| National Median | $55,819 | — | $22,728 | 0.41 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mississippi, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 38 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.